Capital Edge Wealth Advisors of Raymond James

Today's Fascinating Friday post comes from

Global sales of combustion engine cars are well past their peak and are now falling. As you can see in the chart, global sales peaked in 2017.

This is calculated based on data from the . Bloomberg New Energy Finance also estimated this peak occurred around that time.

Sales of electric cars, on the other hand, are growing quickly. They more than doubled in the three years from 2022 to 2025.

Data source: Global EV Outlook (2026)

A new account type can create opportunity — but it should not create confusion.

Trump Accounts are designed to give eligible children a long-term savings foundation. For families, parents, and grandparents, they may become part of a broader conversation around legacy, education, taxes, and future financial flexibility.

But the account itself is not the plan.

Before deciding how this fits, it is worth asking: What role should this account play in the family's bigger picture?

Is the priority education, long-term savings, family gifting, tax planning, or stewardship?

The best financial tools are most effective when they have a clear purpose.

Clarity today. Confidence tomorrow.

How does your household income compare?

The chart below uses the latest U.S. Census Bureau data to show how household income is distributed across different age groups.

It's an interesting benchmark—and one that often sparks conversations.

But here's what's even more important...

Income is only one measure of financial success.

Two households earning the same income can end up in completely different financial positions depending on the decisions they make over time.

Saving consistently.

Investing wisely.

Managing taxes efficiently.

Controlling lifestyle inflation.

Building a plan that evolves as life changes.

Those habits—not income alone—are often what determine long-term financial independence.

So instead of asking only, "How do I compare?"

Ask a more important question:

"Is my income helping me build the life I actually want?"

That's where meaningful financial planning begins.

If this is something you've been thinking about, it's worth a conversation.

Clarity today. Confidence tomorrow.

When pressure rises, perspective often narrows.

That's true in markets. It's true in business. It's true in leadership, estate planning, and major life transitions.

In our latest episode, we're joined by Ken Haman of AllianceBernstein for a thoughtful conversation on behavioral science, investor psychology, and the hidden forces that shape decision-making.

Ken brings a unique perspective. Before his work in financial services, he spent 20 years as a practicing psychotherapist and completed more than 22,000 hours of face-to-face psychotherapy work.

One of the key ideas we explore is narrow framing, the tendency to focus too tightly on one piece of information while missing the broader picture.

That can show up when investors react emotionally to market volatility, when business owners delay important planning decisions, or when families focus on one issue while avoiding the deeper conversation underneath it.

The goal is not to eliminate emotion from decision-making. It's to recognize when emotion is narrowing the frame — and to create enough space to think more clearly.

For investors, business owners, executives, and families navigating complexity, this conversation offers a practical reminder: Better decisions often begin by slowing down and zooming out.

Listen now on Spotify.

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Raymond James is not affiliated with and does not endorse the opinions or services of Ken Haman or AllianceBernstein.

A quick look at what's shaping the markets.

Latest charts from Raymond James break down the key trends investors should be watching.

Explore the full Weekly Headings from CIO Larry Adam (link in profile).

Be sure to follow us:

www.CapitalEdgeWealth.com

Source: FactSet

Today's Fascinating Friday post comes from

Americans are saving less as the everyday cost of living rises and wages struggle to keep up.

The personal savings rate — defined as the share of income Americans have after taxes and expenses — hit 2.6% in April, according to data from the Bureau of Economic Analysis released on Thursday. That's down from 3.2% in March, and 5.8% a year prior.

When it comes to building wealth, the most powerful asset isn't necessarily a stock, a business, or a particular investment.

It's time.

Many people underestimate the impact that a few years can have when combined with consistency and compounding.

The difference between starting at 25 versus 35 isn't just ten years of contributions.
It's ten additional years for growth to build upon growth.

That's the quiet power of long-term investing.

Wealth creation is rarely the result of one extraordinary decision.

More often, it's the outcome of ordinary decisions repeated consistently over time:
Saving regularly.
Investing thoughtfully.
Staying disciplined through market cycles.
Allowing compounding to do what it does best.

The challenge is that time doesn't feel valuable in the moment.

Its impact becomes visible years later.

That's why some of the most successful investors focus less on finding the perfect investment and more on developing the habits that allow their strategy to remain in place long enough to work.

Because building wealth isn't just about earning more.

It's about giving your money the time it needs to grow.

If this is something you've been thinking about, it's worth a conversation.

Clarity today. Confidence tomorrow.

Congratulations to Tim Montfort on being named to AdvisorHub's 2026 Advisors to Watch: Under $1B list.

This recognition reflects the team's dedication to providing thoughtful guidance, disciplined planning, and a client-first approach to wealth management. We're proud to celebrate this achievement and grateful for the trust our clients place in our team every day. It's an honor to be recognized among such a talented group of advisors, and grateful for the trust our clients place in our team every day.

See the full rankings herehttps://www.advisorhub.com/advisors-to-watch-under-1b-2026/

2026 AdvisorHub 1,000 Advisors to Watch is based on the period from 12/31/2024 – 12/31/2025 and was released on 6/16/2026. 2,172 nominations were received, and 1,000 advisors won across five categories. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. Compensation provided for using the rating. More: https://bit.ly/4ba0rlE

A quick look at what's shaping the markets.

Latest charts from Raymond James break down the key trends investors should be watching.

Explore the full Weekly Headings from CIO Larry Adam (link in profile).

Be sure to follow us:
www.CapitalEdgeWealth.com

Source: FactSet