Three Oaks Wealth

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The Big Beautiful Bill from July of 2025 gives taxpayers an additional deduction for overtime pay. But to take it you'll need to take a few extra steps. In this video we explain the deduction, what to expect, and what your payroll department might not tell you.

No Tax on Overtime : Don't Make This Mistake No Tax on Overtime The Big Beautiful Bill from July of 2025 gives taxpayers an additional deduction for overtime pay. But to take it you'll need to take a f...

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Turbotax, TaxSlayer, Tax Act, and other tax prep software have come a very long way in the last few years. Are you better off saving money with one or hiring a tax professional to file your return this year? We dive into the details and circumstances where the software makes more sense.

Turbotax vs CPA 2026 Turbotax, TaxSlayer, Tax Act, and other tax prep software have come a very long way in the last few years. Are you better off saving money with one or hirin...

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No one wants their tax return audited. The common narrative right now is that we’re less likely to have our returns examined by the IRS because of federal funding cuts and lower IRS headcounts. In this video we examine whether that’s actually true, and what you can do to avoid potential red flags.

IRS Audit Rates and How to Avoid Red Flags IRS Audit Rates and How to Avoid Red FlagsNo one wants their tax return audited. The common narrative right now is that we’re less likely to have our returns...

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Tens of thousands of people working in California’s state system are eligible for CalPERs pension benefits when they retire. It’s a wonderful benefit, but also leaves many people unsure how to coordinate it with the rest of their financial plan. In this video we cover the basics of how CalPERs retirement benefits are determined in 5 minutes.

💡 Learn the 5 simple steps to creating reliable retirement income. Get the FREE guide here:
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CalPERs Pension Explained Tens of thousands of people working in California’s state system are eligible for CalPERs pension benefits when they retire. It’s a wonderful benefit, but a...

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When it comes to retirement planning there are 10 important milestones everyone needs to know about. When we hit certain ages, different options and strategies become available to us, and at others different requirements begin. In this video we cover the 10 most important retirement planning ages in under 5 minutes.

The 10 Most Important Retirement Planning Ages The 10 Most Important Retirement Planning AgesWhen it comes to retirement planning there are 10 important milestones everyone needs to know about. When we h...

Most people start learning about Social Security when they retire and are about ready to file for their benefits. And unfortunately many people make critical mistakes when filing. This video covers the top three mistakes people make when filing for Social Security benefits, and what you can do to avoid them.

Top 3 Social Security Mistakes People Make When Retiring Most people start learning about Social Security when they retire and are about ready to file for their benefits. And unfortunately many people make critica...

Structured products sound incredible. They give you exposure to the market’s growth potential while limiting some of your downside risk. So are they a good fit for you? In this video we evaluate Equitable’s “Structured Capital Strategies Plus®” that one of our clients purchased a few years ago. We review how it works, how well it’s worked for our client, and whether they should buy another one when it matures.

Case Study: Should I Buy a Structured Product ? Case Study: Should I Buy a Structured Product?Structured products sound incredible. They give you exposure to the market’s growth potential while limiting so...

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Stock Picking Contest: Week 1 Results

In our financial planning firm we typically recommend funds for client portfolios. Rarely do we use individual stocks and bonds, since we think funds will lead our clients to better long term outcomes. That said, it’s still pretty fun to play the ponies, so we’re having a stock picking contest over the month of October.

We’ll each pick three stocks. One we think will perform the best, one by throwing a marker at a list of each company in the Russell 3000, and a third by putting a golf ball onto the same list.

Stock Picking Contest - Week 1 Results Stock Picking Contest: Week 1 ResultsIn our financial planning firm we typically recommend funds for client portfolios. Rarely do we use individual stocks an...

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You may have heard about 529 plans and how they can be helpful ways to save for your kids’ college educations. But you may also have heard about the drawbacks and penalties for using the funds for anything OTHER than education expenses. In this video we cover the ins and outs of 529 plans in 5 minutes, including the value of the tax deferral and your options if you wind up with too much money in the account.

#529

529 Plans : Everything You Need to Know in 5 Minutes 529 Plans : Everything You Need to Know in 5 MinutesYou may have heard about 529 plans and how they can be helpful ways to save for your kids’ college educat...

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You may have come across so self described financial "experts" on the internet claiming that you shouldn't use your workplace 401k or invest in an IRA because it's a scam. These accounts most certainly are NOT scams. In this video we walk through the math of the tax advantages offered when investing in them, and compare them to the restrictions and drawbacks.

IRAs & 401(k)s: NOT a Scam IRAs & 401(k)s: NOT a ScamYou may have come across so self described financial "experts" on the internet claiming that you shouldn't use your workplace 401k ...

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Not many of us have pensions to produce retirement income any longer. And as great as 401k and 403b plans are, the responsibility to invest, manage, and ultimately take funds out falls on us when it comes to turning our savings into income in retirement

How should you handle your investments? What if the market falls? What will the mandatory distributions be, and what about taxes?

We put together a road map anyone can use as a framework for their own retirement income plan. Download the 5 Step Retirement Income Plan today.
💡 https://www.threeoakswealth.com/free-guide-access-5-step/

5 Step Retirement Income Plan 5 Step Retirement Income PlanNot many of us have pensions to produce retirement income any longer. And as great as 401k and 403b plans are, the responsibilit...

Taking money out of your IRA will probably result in taxation, but how much will you really owe? In this video we cover everything you need to know about IRA distributions, including exactly what the IRS sees and how to determine your own withholdings.

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IRA Withdrawal Taxes: How Much Will You Really Owe? Taking money out of your IRA will probably result in taxation, but how much will you really owe? In this video we cover everything you need to know about IRA...