Todd Cabral - One Pacific Financial

Start the New Year with a sense of confidence! Work to help you ensure your family is protected no matter what life brings. I'm offering a free complimentary, private review to help safeguard your loved ones' financial future. Your family's well-being deserves this. Please click the link below to start.
https://www.livingbalancesheet.com/lbsVision/lite/toddcabral
Sincerely,
Todd Cabral
Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Pacific Advisors is not an affiliate or subsidiary of Guardian. Pacific Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Insurance products offered through One Pacific Financial & Insurance Solutions LLC, DBA of Pacific Advisors LLC. Pacific Advisors LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0F66958. 7469813.1 Exp 12/26

The Living Balance Sheet

Even if you are covered by Group Long-Term Disability (GLTD) coverage through your employer, the level of income protection it provides may not be enough. Use this worksheet to help determine how much disability income protection you need: https://bit.ly/48ErmmO.

Make sure the terms of your retirement stay your choice. https://bit.ly/3RN4Br2.

Are you one of the many Americans who has “get life insurance” still on the to-do list? Let’s talk about putting a plan in place to protect your family.

Interest rates and annuity payout rates have kept annuities a hot topic throughout 2023. Let’s connect and see if an annuity is right for your retirement plan. https://bit.ly/3LCPAnE.

Women still have less life insurance coverage than men, which could leave their loved ones at risk. Learn about the life insurance gender gap and how prioritizing financial wellness can help.
https://blog.massmutual.com/post/life-insurance-gender-gap.