Jay Holder, CFP, CRPC

Surrounding yourself with the right professionals to help plan your finances is vital. Here are some of the key players to seek out when building your team of professionals.

Assembling your wealth planning team www.raymondjames.com

If you're a caregiver for someone with special needs, be sure they're central to your estate planning. Learn how:

Estate planning and your loved ones long-term care www.raymondjames.com

It's back to school season, and that means adult children will be leaving
for college soon. Make sure that important legal documents such as
advance directives are in place and securely shared. Ask your advisor
about using Everplans to help keep your family's paperwork in order and
your financial plan on track.

Age isn't the only factor when considering long-term care needs – unexpected injury or medical complication can necessitate long-term care at any stage of life. Learn how long-term care insurance can help support your financial well-being.

Long-term care insurance can support your future flexibility www.raymondjames.com

An annuity is a contract between you and an insurance company and can address a variety of financial needs. Review this chart to find out more about this product type and whether it can help you meet your goals.

Annuity strategies aren't one-size-fits-all [INFOGRAPHIC] www.raymondjames.com

Many Americans will spend 22 years in retirement* – that's 8,000 days.
Making the most of that time requires a sound financial plan, but it's
just as important to find passions to explore. There will be important
decisions to make, but also fulfillment to be had, so make doing the
things you love part of your retirement goals.

The transition of wealth from one generation to the next is about more than money--it also includes a wealth of information. Pass on the skills and financial literacy that will empower your heirs to make informed decisions throughout their lives.

The wealth transfer: financial literacy and family values www.raymondjames.com

Maintaining a high quality circle of care in retirement requires the expertise of more than one specialist. Here are a few of the professionals you'll want to get to know as you age.

A well-orchestrated care team can offer coordinated support www.raymondjames.com

When it comes to the war for talent, benefits play a key role. Find out how to update your benefits package and make sure it's tracking with employee needs and desires.

Offer your employees a competitive benefits package www.raymondjames.com

Inflation and rising interest rates present challenges for those with pension payouts, but here are a few considerations to help you navigate and decide on the best payment option for you.

Rising rates, inflation and your pension plan options www.raymondjames.com