Jesse J. Bowman, CRPC and Partner at Sterling Heights Financial Group

10/16/2026

We’re looking forward to attending Family Resources’ Night at the Races tomorrow evening!

Family Resources does incredibly important work helping children and families affected by abuse and trauma throughout our community.

Thank you to Family Resources for the kind recognition. We’re happy to support such a worthwhile organization and look forward to a great evening!

10/14/2026

Good morning Facebook family and friends!

I recently received my annual reminder to review my Social Security statement. It got me thinking about how many people actually take the time to review theirs.

For many Americans, Social Security will represent a significant portion of their retirement income. Understanding your estimated benefits is an important part of determining how much income you’ll need from your savings, investments, pensions, and other sources.

Remember, retirement planning isn’t just about how much you’ve saved. It’s about understanding how all your income sources work together.

If you haven’t reviewed your Social Security statement recently, you can access it at www.ssa.gov/myaccount.

If you have questions about how Social Security fits into your retirement strategy, feel free to contact me. As always, I’m happy to help.

10/01/2026

Good morning Facebook family and friends. Welcome to October!

As we begin the final quarter of the year, history gives investors an interesting reason for optimism. Since 1950, the S&P 500 has gained an average of 4.2% from October through December, with the market finishing the three-month period higher about 80% of the time.*

Of course, history doesn’t tell us what will happen this year. Corporate earnings have remained strong, while inflation, interest rates and the Federal Reserve’s next moves remain important factors to watch as we head into year-end.

October can also bring its share of volatility, which is a good reminder not to let short-term headlines distract from long-term goals.

The start of the fourth quarter is a great time to review your investments and retirement strategy to make sure your plan is still aligned with where you want to go. If you have questions or would like to review your current strategy, feel free to contact me. As always, I’m happy to help.

09/25/2026

This might be the most extreme retirement income strategy I’ve ever seen. 😂

If your retirement plan involves a wig, makeup, and pretending to be your mother, it may be time for a second opinion.

There are much easier ways to create reliable retirement income. Give me a call. As always, I’m happy to help.

09/17/2026

Good morning Facebook family and friends!

Yesterday, the Federal Reserve raised interest rates by 0.25% - its first increase since 2023.

The increase could create some short-term market turbulence. Historically, the S&P 500 has often declined during the weeks following the first rate increase of a cycle, only to recover those losses over the months that followed.

In previous rate-hike cycles, the market has generally produced positive returns during the following six to 12 months. There have been exceptions, including 2022, and history certainly does not guarantee what will happen this time.

Still, it provides some useful perspective. Short-term volatility following a Fed decision does not necessarily change the market’s longer-term direction.

If you’re concerned about how higher rates could affect your investments or retirement plan, reach out to me. As always, I’m happy to help!

09/14/2026

Well diversified Bond portfolio

09/13/2026

Good morning Facebook family and friends! As I prepare to root for my beloved Black and Gold today, I thought it was fitting time to talk about another gold.

I’ve had a few clients ask me recently about U.S. Money Reserve after seeing their commercials on TV.

First, despite the name, U.S. Money Reserve is a private precious-metals dealer. It is not the U.S. Mint and is not affiliated with the federal government.

Gold can certainly have a place in a diversified portfolio, but not every way of buying gold is the same.

Before purchasing gold or precious-metal coins from any dealer, make sure you understand exactly what you’re buying, the premium you’re paying over the value of the metal, and what you could reasonably expect to receive if you needed to sell it.

This can be especially important with collectible or proof coins, where the price you pay may be significantly different from the underlying value of the gold itself.

If you’re considering one of these offers, I’d be happy to take a look at it with you before you make a decision. As always, I’m happy to help!

GO BLACK AND GOLD!! LETS GO STEELERS!!!

09/11/2026

25 years ago today, our country changed forever.
We remember the lives lost, the heroes who answered the call, and the families forever impacted by September 11, 2001.
We remember. We honor. We will never forget.

09/08/2026

Good morning, Facebook family and friends. Jean Chatzky, author of The Forever Paycheck, appeared on the TODAY Show this morning to discuss annuities and their potential role in retirement planning.
One of the biggest challenges in retirement is turning a lifetime of savings into dependable income that can last. One way to help accomplish this is by incorporating an annuity into your retirement plan. With hundreds of annuity products available from many different insurance companies, it is important to understand the differences. Annuities are not appropriate for everyone. When the need exists, however, the right annuity can be a valuable part of a comprehensive retirement-income strategy.
This is a worthwhile segment for anyone approaching or currently enjoying retirement. If you have questions about how an annuity might fit into your retirement plan, reach out to me. As always, I’m happy to help!

More than half of Gen Xers are concerned about not having enough money saved for retirement, so financial expert Jean Chatzky joins TODAY to share tips from her new book, "The Forever Paycheck," for preserving wealth while still enjoying your life. She explains what the "forever paycheck" is and det...

09/07/2026

Happy Labor Day!

Today is a good reminder that all those years of hard work should lead to something — a retirement you can enjoy with confidence.

Don’t wait until retirement to find out whether you’re prepared or not. Not sure if you’re on track? Reach out to me. As always, I’m happy to help!