Alberto J Herran, CLU, CHFC

An estate plan allows you to leave all or a portion of your wealth to a charity of your choice – and make a difference beyond your lifetime. https://bit.ly/3wxrbaD

If you plan to pass on your wealth to loved ones upon your death, the estate planning process can help you reduce the impact of taxes on your assets. https://bit.ly/3wxrbaD

By setting your own estate plan, you can avoid going through probate – a court process that would release your records publicly. https://bit.ly/3wxrbaD

Without an estate plan, your loved ones may be left to navigate complex legal and financial challenges. Thoughtful planning can simplify a difficult process for your family in the future. https://bit.ly/3wxrbaD

End-of-life care is a difficult but important conversation to have between you and your loved ones. An estate plan allows you to specify your final wishes and establish special arrangements for your remains. https://bit.ly/3wxrbaD

“With investors having some time off to enjoy the Thanksgiving holiday last week, the market’s attention turned to the holiday shopping season kicking into high gear.” Anthony Saglimbene, Ameriprise Chief Market Strategist

Black Friday spending sets a record. Can stocks coast into year-end? Get more expert insights by reading the latest Weekly Market Perspectives.

Tax-deferred investments enable you to compound the growth on your investment earnings and on the money you would have otherwise paid in taxes. Let’s talk about
how to put more of your money to work for you.

With a documented estate plan, you decide the fate of your assets based on factors you feel are most important. https://bit.ly/3wxrbaD

National Retirement Security Week is a great time to begin planning for your retirement or to update your existing plans. What are you looking forward to in retirement?