Adaptive Advice, LLC

Join our Webinar: Joe Elsasser, CFP will present Tax Efficient Retirement Income on Wednesday September 4th at noon Central. He'll show you how your spending is likely to change through your retirement, how to prioritize your goals, and how to determine which accounts you should use at which points in retirement to create tax efficiency.

Tax Efficient Retirement Income You& #39;ve probably heard of the idea of using Tax Maps to create a tax-efficient overall retirement income. That said, actaully doing it can be a challenge because your goals and spending patterns are uniquely yours. Your comfort level with different types of investments is also unique. In this...

If you created an account with Social Security several years ago, you will need to update your login information. Be sure to go directly to SSA.gov to do so. There will be a ton of malicious email out there taking people to fake sites to steal credentials or other personal information, so don't respond to emails. Instead, go directly to SSA.gov (note - not .com or anything else), SSA.gov is the official Social Security website.

https://blog.ssa.gov/changes-are-coming-to-how-you-access-social-securitys-online-services/

Changes Are Coming to How You Access Social Security’s Online Services | SSA We’re making changes to the way you access Social Security’s online services, including your personal my Social Security account. The changes will simplify your sign-in experience and align with…

Joe Elsasser was quoted in Lorie Konish's article today on CNBC on why it pays to wait for Social Security benefits. There are certainly some nuances, but the vast majority of people planning for retirement should invest time into making the right decision.

www.cnbc.com

What an incredible contribution Daniel Kahneman made. Thinking Fast and Slow is one of the most accessible and enjoyable ways to understand how we make financial decisions and how we can dodge at least some of the mistakes people are pre-disposed to make.

Best-selling psychologist of 'Thinking, Fast and Slow,' dies at 90 One of the founders of behavioral economics, who incorporated human quirks into the study of how people make economic decisions, has died. Daniel Kahneman was 90.

Steven Covey says "Start with the end in mind" There is no more literal end than an obituary. What a terrific tool for helping to focus daily on what's most important.

Warren Buffett says avoiding mistakes in life is simple: 'Write your obituary and then try to figure out how to live up to it' Warren Buffett, 92, says the key to avoiding major mistakes in life is to write your own obituary and reverse-engineer it.

What’s Worth The Money As You Retire If you’re debating on what purchases are worth spending your hard earned cash during this phase of your life, there are a few tips you can implement to see what may be a good purchase for you personally One way to do this is by prioritizing your expenses.

SECURE 2.0 changed the RMD rules again. We're updating client withdrawal plans accordingly!

Why You Need To Take A Look At New RMD Rules: They’re Flexible For retirees, there used to be this iron-clad rule that you had to begin withdrawals at age 72.

Is Inflation Slowing Down? What The Latest Data Shows And What It Means For Your Portfolio Inflation has been slowing down since July of 2022, but there’s still a long way to go before we can shift our attention away from these key economic indicators. Here’s what to expect concerning inflation in 2023.

10 Tips to Make 2023 Your Best and Boldest Year Yet Think bold, big, and get creative when it comes to planning out how to reach your goals. Here are 10 tips to help you have the boldest and best year yet!