Corsalus Financial

The middle of the year is a natural point to pause and take stock.

A mid‑year financial review can help identify what is working, what needs adjusting, and where small changes today may support better outcomes over time.

This blog outlines practical areas to revisit, from cash flow to long‑term priorities, so you can move through the rest of the year with more clarity.

Read more in our latest blog: https://www.corsalus.com/blog/midyear-money-review-smart-moves-to-improve-cash-flow-savings-retireme 📊

Inflation is back in the conversation, and for many retirees, that raises an important question.

How do rising costs affect the longevity of your savings over time?

As purchasing power shifts, withdrawals may need to increase just to maintain the same lifestyle, which can create added pressure on long‑term plans.

This article explores what inflation means for retirees and why staying aware of these trends can support more informed decisions. 📉

Retirees Face Financial Risks as Inflation Makes a Comeback: What This Means for Their Future Retirees’ top concern for 2026 is that inflation will erode the value of their savings.

We have spent a lot of time this month talking about college planning because it's a strategy we wish more families knew about earlier.

Starting education savings early can create flexibility, reduce pressure later, and allow time to work in your favor.

This Forbes article explores how front‑loading contributions to a 529 plan may help families take advantage of long‑term compounding for future education costs. 🎓

Superfunding a 529 College Savings Plan at Birth Young families expecting a liquidity event need to know about superfunding — the IRS provision that lets you front-load 5 years of 529 contributions tax-free.

College planning myth: Planning for the first year is enough.

College costs tend to rise over time, and expenses do not stop after freshman year. Looking at education funding as a multi‑year commitment helps families stay prepared and avoid unexpected pressure later.

Read more in our latest blog: https://www.corsalus.com/blog/big-myths-about-529-plansand-the-real-facts-that-matter-for-your-family 📚

Today, we pause to remember and honor those who gave their lives in service. Wishing you a meaningful Memorial Day. 🇺🇸

College planning myth: If a child does not go to college, the savings are wasted.

Many education savings strategies offer more flexibility than people expect, including beneficiary changes and alternative uses depending on the situation. Understanding those options before you start can help shape smarter decisions.

Read more in our latest blog: https://www.corsalus.com/blog/big-myths-about-529-plansand-the-real-facts-that-matter-for-your-family 🎓

We understand trust matters when it comes to financial decisions. We provide guidance and thoughtful communication that help make a difference. 💬

Thank you, Marilyn, for your kind words!

Should college savings be in your name or your child’s? It is a question many families do not think about until it affects taxes, financial aid eligibility, or control of the account.

Where assets are held can influence how much aid a student may qualify for and how those dollars are treated along the way.

This article breaks down the factors to consider so families can make more informed choices early on. 🎓

Should I save for college in my name or my child's name? There are three potential drawbacks to saving in your child's name for college.

What does financial confidence make possible? For Mary and Jerry, it looks like curiosity, connection, and a life shaped by meaningful experiences. ✈️🧳

Their next chapter blends entrepreneurship with a passion for travel, proving that thoughtful planning can support both purpose and possibility. Read their story here: https://www.corsalus.com/client-corner-jerry-and-mary-klingenberger-travel-enthusiasts 📍

529 plans are often discussed in broad terms, but the details are where planning decisions really take shape.

Contribution limits, minimums, and withdrawal rules can vary by plan, and understanding how those pieces work together can help families avoid surprises later.

Taking the time to learn how a 529 plan operates may open up more flexibility and confidence when education expenses begin.

This article walks through the ins and outs to help families plan with greater clarity. 🎓

529 Plans: The Ins and Outs of Contributions and Withdrawals Understanding the rules that govern contributions and withdrawals will help you take full advantage of your 529 plan.