Wealth Mission, Financial Planning

🕙Building wealth takes time. Financially confident individuals understand that building wealth is a marathon, not a sprint. 📔Thinking long-term not only helps train your habits toward delayed gratification, but it can also help mitigate stress when the stock market tumbles and surges.
📱(818)629-6170
📧[email protected]
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602

📱(818)629-6170
📧[email protected]
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602

Live within your means. Don’t overspend, and keep up with monthly expenses.
This is a healthy attitude toward money and sets a strong financial foundation.
📱(818)629-6170
📧[email protected]
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602

📃Provide Living Benefits if you're critically ill, chronically ill, or terminally ill.
📒Policyholders don't have to be dying to get their death benefit early from some insurers. ✏️Many plans offer chronic illness or critical illness riders that may pay out funds if a person becomes disabled or experiences a heart attack, stroke or invasive cancer, among other things.
📉Terminal illness provision generally allows those with a life expectancy of 12 months or less to receive a portion of their death benefit in advance.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

🪪Pay for Long-Term Care (LTC) expenses.

Long-term care insurance is expensive, and adding a rider to a life insurance policy can be an effective way to get this coverage. Specialty products that combine life and long-term care insurance are also available. Whether the coverage comes as a rider or a specialty policy, using long-term care benefits typically reduces the amount of the death benefit.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

📑Waive your premiums.
💵Premium waiver riders also come standard with many policies, and these provisions can help those who become disabled keep their coverage.
📕As its name suggests, the rider eliminates premiums for those who have a qualifying injury or illness. Like living benefits, premium waivers are seldom used.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

💵Return your money if you don't die.
You might not realize your life insurance company could return all your premiums if you reach the end of a policy's term and never make a claim. You have to pay extra for a return of the premium rider, and it may make more financial sense to invest that money instead. However, some people like knowing they will get all their money back if they end up outliving their life insurance.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

Become your own bank.
✍One of the more novels approaches to using permanent life insurance is as a safeguard against a sagging stock market. This strategy only works with insurance policies that have cash value.
🗓Retirees can take a tax-free loan from a policy rather than withdrawing money from retirement funds. Then, when the market rebounds, gains from investments can be used to pay back the loan.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

📉 Minimize your taxes in retirement.
Leveraging loans from a whole life policy isn't just something for bear markets. We
specialize in helping our clients work out a strategy of withdrawals and loans that will
let them create an ongoing stream of tax-free money in retirement.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

👨‍👩‍👦Leave a legacy to your successors.
✍️ Last but not the least, You can change the future of your succeeding generation by becoming the break-true person
of your heir.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]

🏠Protect your mortgage. Your home may be your family's largest asset as well as their largest financial responsibility. A mortgage protection insurance policy can help them remain in your home after you're gone.
📱(818)629-6170
🏢 4605 Lankershim Blvd, Ste 510 North
Hollywood, CA 91602
📧[email protected]