By now those of you who have coverage in Florida have had a preliminary visit from the adjuster representing the insurance carrier. I am sure he or she has come off as a real good person and you are foolishly thinking all will be well. You are incorrect and you have not questioned that person's credentials. Are they familiar with construction costs in your area? Are they actually licensed to work in Florida? Have they ever prepared a building estimate and loss for a carrier before? Just a few of the questions to ask. Because in my experience with claims on a national level the answer to those questions have been NO. Is that the type of person you want adjusting your claim? They cannot professionally calculate correctly the replacement cost of your home. Which in the end will mean you will accept a settlement far less than the value of your loss.
First USA Adjustment Bureau
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I am licensed in New York, New Jersey and Conn. and Puerto Rico to indemnify policyholders in total!
The national flood policy leaves so much to be desired. There is NO Coverage for any Personal Property in the basement. If you have decorated or refinished your basement none of the items you put in there to upgrade or enhance the living space are NOT covered. I am sure your broker or agent never advised you of this exclusion. Also be weary of the adjuster telling you they are going to make repairs rather then replace. The policy terms state; same like, kind and quality. This is why you need expert/professional help adjusting a claim
There is so much violence and daily shootings in the five boroughs of NY and the elected mayor is touring PR and the Dominican Republic, foolish for me. Clean up your own house before you fix others, especially a corrupt place like PR
08/13/2022
The fire did major interior and exterior damage to this home. The Livingroom, dining room, kitchen and entrance hallway were totally destroyed. Our expertise got the house restored
08/13/2022
This roof was damaged by a storm. We got it repaired and a new roof put on
01/06/2022
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Adjusters for the Insured
We are licensed Public Insurance Adjuster’s. We would like you to consider the resources available to you as a policy holder when First USA Adjustment Bureau Inc. is retained.
Our veteran construction estimators prepare a building restoration claim using current replacement cost pricing for property values, contractor labor and construction materials
Our in-house inventory experts itemize and schedule all damaged business personal property as well as residential personal property for evaluating and formatting a claim at replacement cost in adherence with terms and conditions of the insurance contract
A senior adjuster, inventory specialist and estimator will review all items with the insured prior to presentation to the carrier. Your senior adjuster will attend all meetings with the insurance carriers adjuster’s. He or she will advise the insured of overall strategy, presentation and settlement negotiations with carrier’s representative
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New York, NY
10010