Savvy Wealth

A new baby brings so much joy — and a whole new set of financial considerations. Whether you're expecting or already in the thick of parenthood, now is the time to plan ahead.

Check out Evan Melching's latest blog to learn about:
● Budgeting and cash flow strategies for a growing family
● Insurance and estate planning essentials for new parents
● Long-term savings approaches to protect your family's legacy

Read more here 👇

Financial Planning for Parents: From Newborns to College Learn how to plan for your growing family with simple steps for budgeting, insurance, estate planning, and long-term savings. Learn how to protect your legacy.

Compound interest is one of the most powerful forces in personal finance — and understanding it can completely change how you think about saving and investing.

Check out Nick McLaughlin's latest blog to learn about:
● What compound interest is and how it actually works
● Real examples showing how your money grows over time
● Strategies to put compound interest to work for long-term wealth

Read more here 👇

How Does Compound Interest Work? Your Guide to Growth How does compound interest work? At its core, it’s the process of earning interest on both your original balance and the interest that builds over time. This simple idea has been called the "eighth wonder of the world" due to its ability to transform modest savings into substantial growth. Below, ...

Should you ever serve as your client's power of attorney? The answer is almost always no.

Our chief compliance officer and general counsel Lisandra Wilmott was recently featured in Financial Advisor Magazine sharing her insights on why position-of-trust relationships are among the most legally fraught areas in wealth management and why a wave of regulatory actions may be coming as advisors are called to actually execute on roles they agreed to years ago.

"Regardless of whether you are a good faith advisor, there's still the appearance to beneficiaries and regulators that there is no way someone could really function as both the manager of the assets and the distributor of those assets," she said.

Read the full article for more on why stepping into positions of trust is rarely a good idea for advisors. 👇
https://hubs.ly/Q04hxztH0

Diversification in the S&P 500 may not mean what most investors think it does.

Our CIO Anshul Sharma recently wrote a piece for Investment News, where he explored how a small group of mega-cap stocks now accounts for roughly 35%-40% of index weight, reshaping what “broad market” exposure actually looks like in client portfolios.

As Anshul notes, today’s market can begin to resemble a “S&P 10 or 20,” where returns and risk are increasingly driven by a narrow set of companies.

For advisors, that shift raises an important question: how much unintended concentration is already embedded in portfolios that are meant to be diversified?

Read Anshul’s full piece here. 👇
https://hubs.la/Q04hc8l30

Our founder & CEO Ritik was recently featured in Wealth Management, where he shared his thoughts on why AI in wealth management is only as effective as the infrastructure behind it.

Today, many firms are layering AI onto fragmented systems and disconnected data, limiting the context advisors need to deliver truly personalized advice at scale. That model is built to fail. As Ritik writes: "A unified, purpose-built system of record is the prerequisite. When client data, investments, planning, tax and estate considerations all live together natively, the outcome is real context. And context is what separates useful AI from potentially dangerous AI."

Read the full article here for more on Ritik’s perspectives on how the right AI infrastructure is separating the haves from the have nots in wealth management.

https://hubs.la/Q04gQ1Qk0

When markets get choppy, silence isn’t a strategy.

Our wealth manager Brian Boswell was recently featured in Investment News discussing how advisors should approach client communication during periods of volatility. His take is straightforward: when things go sideways, it is important to pick up the phone.

For Brian, headline news is the barometer. If clients are seeing it, they're feeling it.

“I work from the assumption that silence from us creates space for anxiety to grow, and our job is to close that gap before it ever opens,” he said.

Read the full article here for how advisors can take a more proactive approach to client communication. 👇
https://hubs.la/Q04f_v7g0

Most clients think they’re getting proactive tax planning.
In reality, it’s often a single rushed year end meeting after the best opportunities have already passed.

Read Dustin Thomas's blog linked below to learn:
• Where the traditional tax planning model breaks down
• Why year-end CPA conversations miss meaningful planning opportunities
• How an integrated CPA + CFP® approach delivers more accurate projections, year round strategy, and lower costs
• Real examples of six-figure tax savings uncovered through careful return review

Check out the full piece for more 👇

Hidden Tax Planning Gap & How an Integrated Approach Closes It Clients believe they receive proactive tax planning, but a hidden gap exists. Integrating tax expertise into financial planning closes this gap and saves money.

Most investors already have exposure to AI in their portfolios, but many don’t realize how concentrated it may be.

Our chief investment officer Anshul Sharma recently wrote in Barron’s Advisor on what a more disciplined AI investment strategy looks like and why the conversation should extend beyond the handful of companies driving index returns.

Read Anshul’s full piece on how AI-driven growth is showing up across infrastructure, energy, industrials, and real assets, and why the right entry point depends on a client’s risk tolerance, liquidity needs, and broader financial picture.

Read the full article👇

https://hubs.la/Q04fx92T0

If March was defined by an oil shock, April was defined by the market's ability to look through it.

The S&P 500 surged 10.4%, its best month since November 2020. The Nasdaq gained 15.3%. And the MSCI Emerging Markets Index hit a record high.

In our April 2026 Global Markets Recap, Savvy's Chief Investment Officer Anshul Sharma breaks down how earnings momentum and AI investment helped risk assets recover, even as inflation and energy prices remained elevated.

Swipe through for the key takeaways.

Read the full analysis here 👇
https://bit.ly/4nbAU0b

Savvy Intelligence is live, and advisors are already using it to deliver better, more proactive advice across every client relationship.
Tomorrow, we're hosting an Open House: a live demo of Savvy Intelligence, our AI workspace where the complete client picture works for advisors in real time.
The Financial Planning Agent is in production today with over 100 advisors and real clients. This is your chance to see it work firsthand.

What we'll cover:

-A live look at the Financial Planning Agent running real workflows: client prep, portfolio analysis, meeting follow-ups, and compliance checks.
-What we're building next.
-Why building AI on top of the complete client record changes what's possible for independent advisors.
-Whether you're exploring a move to independence, evaluating your current tech stack, or just want to see where AI in wealth management is actually headed, join us.

https://bit.ly/4uw77lE