We provide financial planning, risk and investment management for individuals, families, trusts, and not affiliated with Royal Alliance.
Cyndi is a Certified Financial Planner™ with over 20 years of experience providing investment management and financial planning to individuals, families and pension plans. Prior to starting her investment management practice, Cyndi worked as a financial analyst and accountant at Chevron Corp. Her practice is located in Mill Valley, California with clients nationwide. Cyndi takes great pride in dev
10/31/2025
"Old age is like everything else. To make a success of it, you've got to start young,” observed Teddy Roosevelt.
Preparing for the Expected You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
10/29/2025
FDIC insurance was designed to protect your deposited funds, but do you know how?
Understanding FDIC Insurance FDIC insurance was designed to protect your deposited funds, but do you know how? This article answers that question.
10/27/2025
Self-employed? Learn more about your retirement plan options.
Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
10/24/2025
How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.
3 Estate Challenges for Blended Families This article will help your clients with blended families think and prepare their estate strategy.
Are you looking for a balance? Find yours, starting with this video.
Don’t get greedy when the market rises, and don’t panic when it falls. Sound advice—learn more.
10/17/2025
Are you getting ready to retire? Retirement strategy isn’t entirely financial. Consider these matters in this helpful piece.
Retirement Questions That Have Nothing to Do With Money Things to consider before retirement.
Learn the ins and outs of 529 plans before you or your student heads to college.
10/13/2025
Have a kid heading off to college? Here are a few tips.
A Cheat Sheet for Sending Your Kid to College Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.
10/10/2025
Doing some home improvement? There's one item that most homeowners overlook when undertaking remodeling projects.
The Most Overlooked Item of Any Home Improvement The item most homeowners forget on their home improvement project checklist is insurance.
10/08/2025
The Consumer Price Index has shown low inflation since '09. Are your prices rising faster?
Historical Inflation This calculator shows how inflation over the years has impacted purchasing power.
10/07/2025
U.S. markets surged in Q3, with the S&P 500 up nearly 8% and the Nasdaq leading with double-digit gains. Strong corporate results, resilient consumer spending, and a long-anticipated Fed rate cut all fueled momentum. Globally, the MSCI EAFE Index rose over 4%, with China, Korea, and Japan posting standout performances. European markets were mostly positive, though Germany lagged.
Quarterly Market Insights | October 2025 Stocks powered ahead in the third quarter as solid economic data, strong corporate results, and a positive shift in Fed policy drove market momentum.
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