Alf Gonzalez Financial Services Professional

09/18/2026

Tax planning can play an important role in retirement. In some cases, a Roth conversion may create additional flexibility by helping manage when and how retirement income is taxed. However, Roth conversions also involve important tax considerations that should be carefully evaluated.

If you'd like to explore whether a Roth conversion strategy could make sense for your situation, let's connect.

04/09/2026

“Poisoned” artificial intelligence can give untrustworthy advice about finance, health and lots more. Here’s how you may be able to fend off the growing threat.

“Poisoned” artificial intelligence can give untrustworthy advice about finance, health and lots more. Here’s how to fend off the growing threat.

04/06/2026

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03/26/2026

Good 5 minute read.
Where do you fall in this set of statistics? Reach out and let's chat about how you can improve your position.

Turning 50 is a financial milestone that forces a reckoning. You're no longer decades away from retirement - you're close enough to smell it. And if you've been diligently stashing money into your 401(k), you might be wondering: am I actually ahead of the pack, or just keeping up? The answer, for mo...

02/26/2026

Five lessons to learn from the 2026 Winter Olympics for your career and finances.

These lessons from the Olympics can help with your career and finances.

02/22/2026

I come across this a lot. This doesn't have to be case. Small and simple steps can be taken to make sure you're not stuck working past your ideal retirement age.

A shocking 33% surge in workers over 65 reveals a retirement crisis most Americans aren't prepared for. With average 401(k) balances barely reaching six figures, the math simply doesn't add up for comfortable retirement.

02/20/2026

The Letter editors review the projected pace of the economy for 2026. Bigger tax refunds and resilient consumers will keep the economy humming in 2026. What are your thoughts?

Bigger tax refunds and resilient consumers will keep the economy humming in 2026.

02/12/2026

Every financial strategy reflects important choices—about cost, certainty, flexibility, and growth. In this educational seminar, industry expert Bobby Samuelson breaks down how life insurance works, from term insurance to permanent solutions including whole life, indexed universal life and variable universal life. He’ll also explain how permanent life insurance cash value can be a component of a financial strategy through death benefit protection, tax advantages, flexibility, and growth potential—helping you make more confident, informed decisions. Register today.

Live Online Event
Thursday, Feb. 26, 2026
3 p.m. ET

Register to attend: https://bit.ly/4txJsRP
Registration Code:297883

02/09/2026

Recent data shows that the estimated total savings needed to retire at 65 can differ by as much as $1.46 million depending on where you live. Here’s a look the minimum amount of savings needed to retire at 65 in each state.

The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.

02/02/2026

While most parents dream of stability for their children, for some it's an all-in quest for generational riches, pushing boundaries and taking extreme measures to build a legacy.

You don't have to go to these extremes, but you do have to make sacrifices to save.