03/29/2022
Credit improvement tip
Your banks may allow a small credit limit increase every 6 months with a soft credit check if you have a good credit history.
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03/28/2022
Your children will reap the fruits of your choices.
03/27/2022
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03/26/2022
Adopt these now for long term benefits!
03/24/2022
Types of debt that bankruptcy can't eliminate
Reaffirmed Debt- Reaffirmation is a type of agreement a debtor makes with a lender to repay some or all of a debt despite going through bankruptcy proceedings.
Court Fines- If you've been given a magistrates' court fine it's important you pay it. If you don't, the court can: take the money from your wages or benefits.
Maintenance Payment- payment received under or pursuant to any maintenance arrangement that may be prescribed
Student loan- loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. The interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school.
03/22/2022
If the ongoing COVID-19 pandemic has shown us anything, it’s that life can be unpredictable. That makes it more critical than ever to have a financial plan – one that includes an easily accessible emergency fund.
Whether you have already experienced a loss of income or want to be prepared should you encounter job loss or unforeseen expenses, an emergency fund is an important part of the financial planning process.
03/20/2022
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03/19/2022
What is interest rollover?
Unlike normal monthly interest payment, you pay the total interest amount at the end of the term.
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03/17/2022
A financial advisor can be great when you are confused but as good as they can be, not choosing a good financial advisor can cost you a lot of money.
So, without any doubt choose over anyone else
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03/14/2022
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver
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03/13/2022
10 Smart Tips For Using Credit Cards Wisely
1. Keep your credit utilization ratio low
2. Make credit card bill payments on time
3. Pay more than the minimum
4. Avoid withdrawing money using your credit card at an ATM
5. Pay off high-interest credit cards first
6. Carefully scrutinize the promotional offers
7. Be aware of the joining and renewal fees
8. Use your credit card for big-ticket items only
9. Make the most of your rewards
10. Immediately report lost or missing credit card
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03/12/2022
Know more Did You Know facts like this only
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