09/22/2026
🏡 Did you know your credit score might look different depending on where you check it?
If you've ever pulled your credit from a monitoring app and then heard a different number from your lender, you're not imagining things VantageScore and FICO Score are two different models, and they don't always match.
Here's the quick breakdown 👇
📊 VantageScore — used by many credit monitoring tools and some lenders. It can generate a score even with a shorter credit history, making it great for keeping tabs on your credit day-to-day.
🏦 FICO Score — the score most mortgage lenders rely on. It often carries more weight during the approval process.
Here's the exciting part: Anthony Rice with EDGE Home Finance can actually use your VantageScore to help qualify you for a mortgage very few lenders offer this option! If a shorter credit history has ever held you back, this could be the door that opens.
💡 Bottom line: know which score matters before you start shopping for a home loan and know you may have more options than you think.
Thinking about buying? Let's make sure you're prepared. 💫
📞 Audrey Hill | Associate Broker, Ask Audrey Realty
404-472-6575 | [email protected]
💳 Financing questions? Contact Anthony Rice, EDGE Home Finance Corporation
770-634-7087 | [email protected] | NMLS
#204332