Princeton Planning Group

10/08/2026

Found money is easy to spend, but even easier to save. You were living without it already so take new income what had been going to an expired bill and put it away.

10/05/2026

Election headlines come and go.​

Historically, long-term market performance has been shaped more by economic growth, earnings and interest-rate trends than by election outcomes alone.

09/29/2026

I really enjoyed this article about the psychology behind why people retain their stuff. I am in general a minimalist (I actually love throwing things out). However, I keep books which I always think of as a physical manifestation of my intellect and I make it a point to pick up something meaningful for each trip that I take that then goes onto my bookshelves because, “it’s not the physical object that you want to retain,” Winterich says. “It’s the memory that you want to retain.”

Maybe pictures can be worth a thousand words.

09/27/2026

Scams are becoming more difficult to discern, here are a few new ones to be aware of next time you have a trip booked.

If you're booking a trip soon, you need to watch out for travel scams. They're getting more sophisticated, and scammers using new artificial intelligence tools have become better at creating fake websites and using stolen data to their advantage.

09/25/2026

James Carville famously once said, "I would like to come back as the bond market. You can intimidate everybody." This is why.

Nearly everyone will feel the impact of what’s going on in the bond market, no matter how far away and abstract it may seem.

09/24/2026

As interest rates rise, be sure that you're earning a competitive yield on balances sitting idle bank accounts. This should be an easy way to make your money work harder for you.

09/22/2026

I read Arnold's daily newsletter and in a recent issue he wrote out how people need to stop optimizing. It was meant to be in the context of life in general but with a specific focus on health & fitness, though I think it could just have easily been written about finance.

I see and hear it all the time from people who are stuck in a cycle of analysis paralysis - over researching, over questioning, worried about all of the minute details of things and yet never taking action. Sometimes it's fear of making a mistake, of the self-judgment that will come from not reach a goal. Other times it's looking for an unattainable ideal of perfection - the perfect time to invest, the perfect investment, the perfect budget. Or it's a delaying tactic... I can't save until "this" event happens or "that" gets paid off.

I don't think any of these are conscious excuses, but they all exert a seductive pull that makes it convenient to not move forward. We're comforted by the idea that more information or a better time will be a magic pill and then it'll all be smooth sailing. But it's not.

At some point you have to stop analyzing and start doing. Otherwise you don't have goals, you have dreams and wishes and there aren't a lot of fairy godmothers floating around or genies being let out of bottles these days.

I am not suggesting that some of those details won't matter, but if you're worried about what interest rate policy will be, who's going to win the midterms, what China did yesterday, the price of oil, the 0.25% difference in return on one investment vs. another, and yet you aren't saving each month for your kid's education, haven't maxed out your 401k plan, don't have proper amounts of life insurance to protect your family, are missing an executed will, none of that stuff makes a lick of difference. The advanced stuff doesn't matter if you aren't even doing the basics.

09/16/2026

Eating out is always a budget killer, even more so now that you can order from your favorite restaurants with a few phone clicks and have it sent right to your doorstep. A little meal prep can go a long way towards your body's & wallet's health.

09/13/2026

Don't forget to diversify your bonds

09/09/2026

U.S. adults are using artificial intelligence for financial guidance, but it’s far from the most trusted source of advice.