Operations Officer | NextGen Dental Academy. Building futures through accelerated dental career training, mentorship, and real-world preparation.
Turning ambition into action one student at a time. Check Out Our Website: www.nextgendentalacademy.com
05/09/2023
Hello followers! Happy Tuesday! I wanted to take the time to connect with each and every one of you. Click the link below and let's chat!
https://www.northwesternmutual.com/financial/advisor/carliesa-cody/contact-me
April is Financial Literacy Month – a month intended to raise awareness on planning for a secure financial future. It’s also a time to reflect on the state of your personal finances and explore opportunities to improve them one step at a time. Here are tips to help you assess your financial well-being and to better manage your finances.
Review your credit reports: Your credit reports provide a snapshot of your financial situation. Reviewing your credit reports for accuracy can also help you identify errors or fraudulent activity. The Fair and Accurate Credit Transactions Act gives every consumer the right to a free credit report every year from credit bureaus.
Strategically pay down your debt: There are a variety of ways to pay down debt. One method is to concentrate on paying off the debt with the smallest balance first, while still making the required payments to all debts. After the balance is repaid, you can then apply that payment to the next smallest balance and continue the process until all debts are satisfied. This method can be very rewarding because you see progress quickly. Another method is to concentrate on repaying the debt with the highest interest rate. This will help save the most in interest charges over time. Regardless of the method you choose, be patient and persistent.
Set a realistic budget: There are many trackers in a form of an App, that you can use on your phone, to help see trends in your spending. As you begin to list out your spending, you may identify spending you can reduce. You can also fill out a cash-flow budget. This weekly tool helps you assess your income and expenses to ensure you have enough money to cover your bills and put aside money for a savings, emergency fund, or other things you want and need. (Ask me for a free cash flow budget sheet and I will send one to your email)
Take advantage of free resources to increase your financial literacy: Reach out to me for free comprehensive planning. I can help you get started no matter how much you make or how much debt you have. It just starts with a friendly conversation.
Let's Pave the way to a New Financial Beginning!
Carliesa Cody
P: 858.795.9424
E: [email protected]
LIC #4217745
03/27/2023
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03/15/2023
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If you got sick or injured and couldn’t do your job, what impact would it have on your finances? See how our industry-leading disability insurance for physicians and dentists can help you keep living the life you love by protecting your income. Let’s talk.