01/10/2022
: Interest rates remain the same for the first quarter of 2022.
Interest rates remain the same for the first quarter of 2022 | Internal Revenue Service
IR-2021-234, November 23, 2021 — The Internal Revenue Service today announced that interest rates will remain the same for the calendar quarter beginning January 1, 2022.
01/07/2022
Is it Worth Taking Out a Loan?
Five Facts About Student Loans You May Not Know | www.financialhotspot.com
Is a college education worth going into debt? Many students are re-thinking the idea and trying to figure out a better way.
01/06/2022
Ready to start your 401(K) rollover? Follow these steps to make sure your money finds the right home.
401(k) Rollover to IRA: How to Do it in 4 Steps - NerdWallet
A 401(k) rollover is a transfer of money from an old 401(k) to another 401(k) or an IRA. Here's how to do a 401(k) rollover in 4 steps without a tax bill.
01/05/2022
How Quarterly Taxes Work
How Quarterly Taxes Work | www.financialhotspot.com
Understanding how quarterly taxes work can help your business reduce liability and save money. Find out more!
01/04/2022
Not sure what personal property tax is? This article explains the basics of personal property tax, and how it works.
What Is Personal Property Tax?
Personal property taxes are taxes imposed on movable property such as vehicles, equipment, or machinery. Whether or not you have to pay it depends on where you live.
01/03/2022
How Compound Interest Can Put Your Money to Work
How Compound Interest Can Put Your Money to Work | www.financialhotspot.com
No matter how small your investment, compound interest can help you reach your financial goals.
12/31/2021
Five Facts about student loan you might not have known!
Five Facts About Student Loans You May Not Know | www.financialhotspot.com
Is a college education worth going into debt? Many students are re-thinking the idea and trying to figure out a better way.
12/30/2021
Are you planning to buy a new car? Add an electric or hybrid vehicle to your options. Some states in the United States offer an incentive in a form of a tax rebate.
Electric Vehicle & Solar Incentives
Several states and local utilities offer electric vehicle and solar incentives for customers, often taking the form of a rebate. Rebates can be claimed at or after purchase, while tax credits are claimed when filing income taxes. Find state and local-specific incentives available in your area.
12/29/2021
Charitable giving can help people in more ways than one, especially with your estate, tax, and financial plan. Find out what charitable giving plan works for you
Personal Finance For Young Adults: Charitable Planning
Are there charitable causes you feel strongly about that you want to support? Do you want to integrate philanthropy into your family life? Do you wonder which method of charitable giving is right for you?
12/28/2021
More than one filing status may apply to your situation. If you’ve recently been married, choose the status that allows you to pay the least amount of tax. Get help from at:
What Is My Filing Status? | Internal Revenue Service
Determine your filing status: Single, Head of Household, Married Filing Jointly, Married Filing Separately or Qualifying Widow(er) with Dependent Child.
12/27/2021
If you’ve recently earned dividends you may need to pay taxes. Learn more about it here:
The Dividend Tax Rate for 2020 and 2021 - SmartAsset
Dividends are a great way to earn extra income, but you will pay taxes on them. We break down the applicable tax rates on your dividends for 2020 & 2021.
12/24/2021
Top 10 Easy Ways To Save Money Today
10 Ways to Save Money Today | www.financialhotspot.com
It's the little things that add up to big savings. Check in and evaluate where your hard earned dollar is going and see if you can save big!