Titan Mutual Lending Inc.

Is it time to settle on a lender for your mortgage refinance needs? You’ll be in good hands with Titan Mutual Lending Inc, but don’t just take our word for it, hear what our customers have to say about us!

Good day everyone & happy Monday! Here is some to get your week going! What gets you going on Monday? Do you have a favorite saying or quote that inspires you?

If you have a conventional mortgage – one which is backed by Fannie Mae or Freddie Mac – you’ll need to exit forbearance and make three consecutive payments before being eligible to refinance.

Even if you’re more behind than that, once those three consecutive payments are made the outstanding balance can be added to the back end of the loan and you’re able to refinance.
Contact one of our bankers today for more mortgage refinancing solutions.

The Right Timing for Refinancing?

The pandemic irrevocably changed us as a nation, and it certainly shifted certain priorities for many homeowners. If you’re looking to reinforce your personal financial footing after this period of uncertainty, refinancing after forbearance may be an optimal solution.

Contact us today for more mortgage refinancing solutions.

Prior to the pandemic, borrowers generally had to wait at least a year after missed payments were current in their forbearance before applying to refinance, however COVID-19 and the CARES program allows possible refinancing, and sooner. It just depends on the type of loan you have and where you’re at with repayment.

Give one of our bankers a call today to discuss your options!

Good Monday morning! Here is some to get your week going! Send us in and comment on some of your favorite quotes and sayings that inspire you!

We are so proud of all our team members, staff, and our wonderful clients who have helped support and build our company to make it what it is today! We are so excited about the future and all the wonderful things we have going here at Titan Mutual Lending as we continue to lead in the mortgage industry!

Whether the lower interest rates or a change in employment has you thinking about buying somewhere new, there is more to consider. Be sure to figure in all costs in addition to the selling price – homeowners insurance, property taxes and closing costs to name a few. Financial experts advise the 30% rule to determine how much to spend – in other words, no more than a third of your gross monthly income.

Contact TML today for timely mortgage solutions!

There is a lot of information out there about the impact the COVID-19 pandemic is having on the housing market and home buying decisions. The factors involved include record-low interest rates, economic uncertainty, and a re-surging job market. However, the changes in the past year have also given people a new perspective on where they live, as well as an appreciation for flexibility if their work has transitioned from office to home, permanently or otherwise.

Give one of our bankers a call today to discuss your options!

Where is the best place to purchase a home when you can work from anywhere? The answer is always varied and dependent on priorities – best prices, safest neighborhoods, best quality of life or most reasonable cost of living. It all matters & TML is here to help!

Give Titan Mutual Lending a call today to learn more.