Robbie Schubert

Variable Annuities: Strategies to Help Counter Retirement Risks (Jan) Unlike retirement accounts, there are no federal contribution limits for variable annuities. Better yet, the investment gains won't be taxed until they are withdrawn.

Voluntourism: Getting Away and Giving Back (May) A volunteer vacation allows you to give back, meet new people who share your interests, and immerse yourself in a different culture.

What Can You Learn from Your Tax Return? (May) Your tax return is full of useful information. Here are four things you could learn about your finances.

Last Thursday, we had a wonderful evening connecting with clients at our Shred Day & Social Security Workshop! Guests brought old documents to safely shred while enjoying wine, finger foods, and great conversation. We were also honored to have a special guest speaker Kevin Hanson from our home office share valuable insights on Social Security planning and retirement strategies.

Thank you to everyone who attended and trusted us to help guide your financial future. Events like these are a great reminder that financial planning is about more than numbers — it’s about relationships, education, and peace of mind.

The Race for AI Could Be Driving Up Your Power Bill (May) Electricity rates have surged more than 20% since 2022 in some places, partly due to new demand from AI.

What Is Asset-Based LTCI? (May) Asset-based policies combine the benefits of life insurance or an annuity with LTCI.

I spent the morning at the monthly food drive at Spillway Park helping distribute food to families and individuals in need.

A big thank you to all of the incredible volunteers with Lighthouse Christian Ministries and Galveston County Food Bank for the work they do each month to serve the community. I also had some extra help today from my son Gavin, who is home from college for the summer!

www.broadridgeadvisor.com

Why Many Paper Millionaires Don't Feel Rich (May) U.S. households with assets totaling $1 million to $2 million have much of their wealth locked up in retirement accounts and primary residences.