Dirk Cummins & Associates

Incorporating Giving Back into Your Year-End Financial Planning

Incorporating Giving Back into Your Year-End Financial Planning - Dirk Cummins & Associates If you are Incorporating Giving back as part of your year-end financial planning, there are many ways you can here are actions to guide you.

Thinking About Delaying Retirement? Here’s What to Consider

Thinking About Delaying Retirement? Here’s What to Consider - Dirk Cummins & Associates If you're unsure about retiring and are considering delaying retirement, you must consider if you have enough retirement savings.

Drawing Social Security Early and Still Working? Here’s What You Need to Know.

Drawing Social Security Early and Still Working? Here’s What You Need to Know. - Dirk Cummins & Associates Some people decide to retire early and start drawing Social Security early. But, with many people unable to live out their retirement plans.

The Fed Is Rising Interest Rates: Will It Impact You?

The Fed Is Rising Interest Rates: Will It Impact You? - Dirk Cummins & Associates The Fed continues rising interest rates until the target interest rate a "terminal rate," or endpoint, of 4.6% is reached in 2023.

Is Now the Suitable Time to Sell Your Home?

Is Now the Suitable Time to Sell Your Home? - Dirk Cummins & Associates There are several reasons why now may be a suitable time to sell your house. Depending on your situation, here is what you should consider:

5 Things to Consider When Starting Estate Planning

5 Things to Consider When Starting Estate Planning One thing to keep in mind about starting estate planning is not to set it and forget it. As life changes, your estate plan should too.

How to Find Financial Help

How to Find Financial Help - Dirk Cummins & Associates If you'd like to take control of your finances to meet various financial goals, below are some ideas to help you find financial help.

5 Retirement Savings options- Which is Suitable for You?

5 Retirement Savings options- Which is Suitable for You? - Dirk Cummins & Associates Suppose know your Retirement Savings options; congratulations! You're on your way to a more financially secure retirement.

Charitable Giving in Your Financial Plan

Charitable Giving in Your Financial Plan - Dirk Cummins & Associates Charitable giving can allow you to support causes and organizations you believe in while reducing your income tax and capital gains.

College Planning as Part of Your Financial Plan

College Planning as Part of Your Financial Plan - Dirk Cummins & Associates Here are some tips if you're interested in incorporating college planning into your financial plan: Start early. Open a 529 college account.

Budgeting for Travel in Retirement

Budgeting for Travel in Retirement - Dirk Cummins & Associates If you love to travel and immerse yourself in new cultures, there's a good chance you're looking forward to traveling in retirement.

The Do’s and Don’ts of Reducing Debt

The Do’s and Don’ts of Reducing Debt - Dirk Cummins & Associates According to one study, the average American has $90,460 in debt, read this article for some practical ways to help in reducing debt.