Chremafinancial

Here are six things you can work on today:

How much should I be saving every time I get paid?

* Age 20 yrs.-30 yrs. 10%-12%
* Age 30 yrs.-40 yrs. 12%-20%
* Age 40 yrs.-50 yrs. 20%-25%

Retire When You Hit Your Financial Goal

Retirement has nothing to do with age 65.
It has everything to do with- Do you have enough saved?

If someone would take the time to explain, break it down in understandable terms, make it make sense, and show others how to do it. You’ll be already winning! You will be unstoppable. You’ll have time to focus on what is really important. (and finances won’t be one of them)

*You have questions but don’t know where to start. What’s holding you back? Growth starts with one step at a time. You have nothing to loose.

Why do you need an emergency fund? To cover “the unexpected” when it arises. (a doctor visit, new tires, a new fridge, or even a job loss)

I used this graphic a lot while being an educator a few years ago & now I keep referring back to it even more. 📊

Why?

It’s simple, colorful, purposeful & it is the best model I can show people to explain what I do.

I get to sit down with individuals and talk about their financial dreams & goals.

I get to sort through the information, organize it and group it together accordingly.

Then at the end- all the data gets utilized for their final product. (a home, their kids education, their retirement, more travel, start a business, etc.)

We are talking in a spiritual sense, a physical sense, emotional, mental health and financial sense. (all of it) Let’s do the work today that is required of us- to propel us into a better tomorrow.

That is what we must do-

Make it make sense.

We only seem to focus on one stream: OUR JOB.

There are other ways to bring in more streams of income into the household.

Research. Spend the time. Educate yourself.