Kevin P. O'Rourke - Tax Preparation Service

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Kevin P. O'Rourke - Tax Preparation Service Independent tax preparer for individuals, small businesses & non-profits in Central PA — in person, at your location, or 100% virtual. [email protected]

Year-round tax planning, not just annual filing. Integrity & great service, always.

25/09/2026

Lowe's is opening up some interesting career opportunities for people who want to earn more money without spending four years in college and taking on tens of thousands of dollars in student loans.

The home improvement retailer offers a program called Track to the Trades, which gives employees access to tuition-free education and upfront funding for trade certifications in fields like electrical work, plumbing, HVAC, residential construction and appliance repair.

And here's where the opportunity gets interesting.

According to Lowe's, more than 31,000 employees have taken advantage of the educational benefit since 2022.

The program provides online pre-apprenticeship training and helps prepare participants for industry certifications, including OSHA-10 and certain HVAC credentials.

But Lowe's isn't stopping with its own employees.

Through its foundation, the company also funds community colleges and nonprofit organizations that provide skilled-trades training to people outside the company.

Its Gable Grants initiative and Building Futures Skilled Trades Coalition are designed to expand access to training and help develop the next generation of skilled workers.

And the timing couldn't be more relevant.

Associated Builders and Contractors estimates that the U.S. construction industry needs to attract 349,000 additional workers in 2026, with demand expected to climb to 456,000 new workers in 2027.

Meanwhile, the Bureau of Labor Statistics reports that electricians earned a median annual wage of $63,190 in 2025, while plumbers, pipe fitters and steamfitters earned $63,800.

And the earning potential doesn't necessarily stop there.

The highest-paid 10% of electricians earned more than $108,510 annually, while the highest-paid 10% of plumbers, pipefitters and steamfitters earned more than $108,420.

Now, those six-figure salaries aren't what someone earns after completing an introductory training course, and getting licensed or becoming a fully qualified tradesperson generally requires additional hands-on experience and apprenticeship training.

But for someone who's been working retail, raising a family, or thinking about changing careers, having an employer help pay for the education needed to enter a different industry is an opportunity worth knowing about.

And for parents with teenagers who are approaching high school graduation, this is another reminder that a traditional four-year college degree isn't the only path to a financially rewarding career.

There's nothing wrong with going to college, but taking on $80,000 in student loans shouldn't be the default plan for every young person who wants to earn a good living.

Because the person helping you find the right plumbing supplies at Lowe's today could be running their own plumbing company a few years down the road.

And that's a career path worth talking about.

(Sources: Lowe's Corporate and Track to the Trades; Lowe's Foundation, Gable Grants and Building Futures Skilled Trades Coalition; Associated Builders and Contractors, 2026 workforce shortage estimate; U.S. Bureau of Labor Statistics, Occupational Outlook Handbook, 2025 wage data.)

13/08/2026
30/11/2025

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29/11/2025

There are several strategies you can use to minimize your tax bill at the end of the year. Claiming the right deductions, contributing to retirement accounts, and offsetting capital gains can help you reduce your tax liability. If you want to save as much money as possible this tax season, check out...

With 2025 coming to a close, it is worth the time to look at your current tax situation to examine if there are any chan...
28/11/2025

With 2025 coming to a close, it is worth the time to look at your current tax situation to examine if there are any changes or things to do to take the best advantage of the new tax laws and your current tax situation.

Take a look at the year end tips below. Reach out to me with any questions or I can help you with year end catch up or some 2026 tax planning.

There are several strategies you can use to minimize your tax bill at the end of the year. Claiming the right deductions, contributing to retirement accounts, and offsetting capital gains can help you reduce your tax liability. If you want to save as much money as possible this tax season, check out...

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