Lawter-O'Toole Wealth Management, LLC

We consult and collaborate with you to plan for your financial future. I have been working with individuals and businesses in the area since 1991.

I am able to offer full service financial planning with Series 6, 7, 63, & 65 securities licenses as well as Life, Health, & Disability insurance licenses. I have been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP certification marks in accordance with CFP Board certification and renewal requirements. The CFP marks iden

03/04/2026

What Happens If You Claim Social Security at 62, 67 or 70? money.com

11/11/2025

08/13/2025

Why target date solutions can be an effective way to achieve retirement success.

WSJ: Managing Retirement Risk wsj.com

05/13/2025

The Federal Reserve kept interest rates the same in May, saying there's still too much uncertainty—especially around trade and the economy. Some economic signals look weak, while others remain strong, so the Fed is choosing to wait and see before making any big moves. That likely means any interest rate cuts won't come until later in 2025.
Read more in Principal Asset Management's latest market response.
➡️https://www.principalam.com/insights/macro-views/may-fomc-meeting-waiting-more-clarity

05/06/2025

I'm offering a complimentary financial review for families and individuals. If you're looking to refine your goals or gain more confidence in your plan, let's connect for a personalized consultation. Reach out today to take the next step toward your financial future!

Social Security’s Retirement Age Is Changing—Are You Affected?

04/22/2025

For women, who statistically live longer than men and are more likely to rely on Social Security for a larger portion of their retirement income, the increased FRA means more years of working or a greater need for careful financial planning, adds Gustafson

Social Security’s Retirement Age Is Changing—Are You Affected? miamiherald.com