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Could this be true? 🤔

Most medical debt will be wiped from consumer credit reports A large number of U.S. consumers will have their medical debt wiped from their credit reports, the nation's largest credit reporting agencies announced.

Tipping the SCALE: Will Alternative Data in Credit Scoring Promote or Impede Fair Lending Goals? New research commissioned by NAR reviews three major types of alternative data that could be used to evaluate a consumer’s creditworthiness: credit proxies, banking data, and, non-financial personal data. Award-winning real estate journalist Michele Lerner leads a Q&A on research by authors Vaness...

Insurers banned from using your credit score to set rates for car, home insurance under temporary Washington order Washington's insurance commissioner places emergency order on use of credit scores by insurance carriers to determine customers' rates. The temporary order is in response to the COVID-19 pandemic.

You don't know what you don't know~
If you've ever felt like working with the credit bureaus is an uphill battle and just happen to be the one always at the bottom? Well congratulations, you're part of the majority! While you have to take responsibility for your actions and recognize your role in whatever situation you find yourself in. It is important to recognize credit bureaus are NOT your friends and they are NOT designed to benefit consumers! Check out this post, I recently received from the Consumer Financial Protection Bureau (CFPB).
-- In 2020, the CFPB engaged in four public enforcement actions, arising from alleged FDCPA violations. The CFPB resolved two of these cases. The two judgments ordered nearly $15.2 million in consumer redress and $80,000 in civil money penalties. Two cases remain in active litigation.

Let that sink in- 2 cases resulting in $15.2 million in SETTLEMENTS, meaning many more suffered damages. Not only that ... there are two more active ligations.
I'm going to venture to say, if you look close enough and understand YOUR consumer law, YOUR rights are most likely being violated every day!

Allow us to help you help yourself and your family!