Tommy & Co Solutions

The credit bureaus didn’t wake up this morning and decide to ruin your life.

If your cards are maxed out, your utilization is through the roof, and your balances stay high month after month, your score is doing exactly what it’s supposed to do.

Sometimes the problem isn’t the bureaus.

It’s the habits.

Watch this video before you blame Experian, Equifax, or TransUnion for another point drop.

Ready to stop guessing and start fixing it? Book a consultation using the link in my bio.

People think bad credit just means getting denied. Nah. It means paying extra for damn near everything. I broke it all down in the Tommy’s Teaches: How to Fix Your Own Credit 🚀

Check comments for the link 👇🏾

When life starts life-ing…Can you afford a 100+ point score drop?

Everybody wanna dispute on their own but still got 4 old addresses, 3 name variations, and a phone number from the 99s and the 2000s attached to they credit report 😭

Then wondering why nothing getting deleted.

Your personal info section matters more than people realize.

Before you start sending dispute letters, clean THAT up first.

I made a free checklist breaking down 5 things you need to check on your credit report ASAP.

Comment FIX and I’ll send it to you👇🏾