Opus Wealth Management

Missed part 1? We’re continuing the Roth IRA 5-year rule scenarios — when taxes and penalties really apply. 💭
In this snippet, we cover the remaining examples, including inherited Roth IRAs and conversions.

Watch the full video on YouTube for all six scenarios explained clearly: https://www.youtube.com/watch?v=yWo5h10JD2E

When do Roth IRA withdrawals stay tax-free — and when do they trigger penalties? 💡
This snippet walks through the first three real-life scenarios so you can see how the rules actually apply.

Part 2 coming soon — or watch the full video on YouTube to see all six! https://www.youtube.com/watch?v=yWo5h10JD2E

The Roth IRA 5-year rule isn’t as simple as it sounds! ⏰
Did you know there are actually two separate 5-year rules — one for contributions and another for conversions?

This snippet breaks down how each works so you don’t get caught off guard later. Watch this and then the whole video for more details: https://www.youtube.com/watch?v=yWo5h10JD2E

Even seasoned investors slip up on Roth IRA 5-year rules. 😬

From mixing up the two 5-year clocks to assuming every withdrawal is tax-free — these are mistakes that can cost you.
Watch this snippet for a quick recap, then the full video to avoid them entirely: https://www.youtube.com/watch?v=yWo5h10JD2E

Think you know how a Roth IRA works? 💡

Before we dive into the 5-year rules, here’s a quick refresher on why this “tax-free” account isn’t always as simple as it sounds.
Watch this snippet — then check out the full video for the complete breakdown: https://www.youtube.com/watch?v=yWo5h10JD2E

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