M & M Business Consultants, LLC

🚨 FINAL 7 DAYS OF TAX SEASON 🚨

Ohhhhh weee… we made it 😮‍💨

We are officially in the last 7 days of filing, and let me be real — I am running on fumes and fumes alone… but quitting is NOT an option 💪🏽

I’m still accepting new clients, but just know:
⏳ Time is tight
📋 Documents need to be READY
💻 And we are moving with purpose

This is where that Superwoman mode kicks in —
24 years of knowledge, experience, and getting it DONE ✔️

If you’ve been waiting… THIS is your sign.
Let’s get you filed and handled the right way.

📩 Message me ASAP
📍 Serious inquiries only

Let’s finish STRONG 💼✨

✨ We’ve Entered a New Season at M&M Business Consultants ✨

The website is LIVE 🎉
👉🏽 www.mandmacctservices.com

After 24 years of serving with integrity, we continue to evolve—and this season is about access, alignment, and action.

💰 Loan opportunities are now OPEN
⏳ Deadline: February 28th

If you’re looking to:
✔️ Get your taxes handled correctly
✔️ Secure funding to stabilize or scale
✔️ Work with a firm that values honesty and long-term success

This is your moment.

We don’t just prepare taxes—we help people move forward with confidence and clarity.

📞 Reach out today
📲 Visit the website
🤝 Let’s take the next step together

M&M Business Consultants
24 Years Strong. Still Building Futures.

M & M Business Consultants, LLC We Handle the Complexities. You Enjoy the Peace of Mind. From personal tax preparation and small business bookkeeping to essential notary services, we use our expertise to alleviate your financial stress and free up your time. Contact Us Personal Tax Preparation We provide individualized services to...

🚨 BIG NEWS from M&M Business Consultants 🚨

We are officially LIVE with our newly launched website! 🎉
👉🏽 www.mandmacctservices.com

Tax season is moving, opportunities are opening, and so are LOANS 💰
If you’ve been waiting on the right moment to get your finances aligned—this is it.

✨ What’s happening right now:
✔️ Our new website is up and running
✔️ Tax preparation & business services available
✔️ Loan opportunities OPEN until February 28th
✔️ Support from a firm with 24 years of trusted experience

Whether you’re filing, funding a vision, or finally putting a plan in place, M&M is here to help you move with clarity and confidence.

⏰ Don’t wait — deadlines don’t pause, and opportunities don’t either.

📲 Visit the site.
📞 Reach out.
📈 Let’s build momentum together.

M&M Business Consultants
Integrity. Experience. Results.

M & M Business Consultants, LLC We Handle the Complexities. You Enjoy the Peace of Mind. From personal tax preparation and small business bookkeeping to essential notary services, we use our expertise to alleviate your financial stress and free up your time. Contact Us Personal Tax Preparation We provide individualized services to...

👀 DAY 2 CHECK-IN — LET’S KEEP THIS MOVING 👀

Yesterday we talked about tax season starting a little later…
TODAY we talk about ACTION.

💸 Tax advances from $500–$6,000 are still available for those who qualify, and yes—funds can arrive quickly once everything is completed.

This is your reminder that:
✔ Waiting won’t change your situation
✔ Preparation creates opportunity
✔ Getting started is the hardest part—but we’re here

At M & M Business, we make the process simple, professional, and stress-free so you can focus on what matters—progress.

📲 Message us today. Let’s get you positioned and moving forward.

🔥 Momentum looks good on you.
💼 M & M Business

🚨 LET’S TALK TAX SEASON REAL QUICK 🚨

Yes… tax season may be starting a little later this year 😏
BUT DON’T LET THAT FOOL YOU!

💸 A $500–$6,000 TAX ADVANCE could be hitting your account SOON
That means movement, momentum, and MONEY before the full refund even drops.

At M & M Business, we don’t just file taxes—we help you get started on the journey you’ve been planning:
✨ Catch up
✨ Get ahead
✨ Invest in yourself
✨ Handle business

📌 Let’s get everything completed and positioned the RIGHT way so you can move with confidence.

🔥 No waiting. No stress. Just RESULTS.
💼 M & M Business — where your refund works for you.

👉 LET’S DO IT!!!!! 🚀🔥💰

Hello, if you bought a new car let me know. Reading is fundamental though. I need to know that it was a new car purchase. Read the attachment and if it Is applicable I will let you know what I need for the filing.

Food for thought…

✨ 24 YEARS. AND STILL MY FAVORITE PART IS YOU. ✨

As we step into a new year, M & M Business proudly celebrates 24 years of service.
Twenty-four years of trust.
Twenty-four years of relationships.
Twenty-four years of growth—together.

To my clients:
You are not just numbers on a return or names in a file. You are families, entrepreneurs, dreamers, and legacy builders. Being part of your journey year after year has been one of my greatest honors.

I don’t take lightly that you continue to choose M & M. I truly enjoy my clients—the conversations, the laughter, the updates about life, and even the challenges we navigate side by side. You’ve allowed me into your financial stories, and that trust means everything to me.

As I enter Year 24, I look forward to continuing this work with the same dedication, integrity, and care that built this business from day one. And yes—if you’re here now, you’re here for the long run. I’m excited to enjoy many more years of serving you.

Thank you for being part of the M & M family.
Here’s to another year—and many more—together.

💼✨ M & M Business | 24 Years Strong

More information for the upcoming you.

One, Big, Beautiful Bill provisions

More In News

The One, Big, Beautiful Bill Act significantly affects federal taxes, credits and deductions. It was signed into law on July 4, 2025, as Public Law 119-21, and takes effect in 2025.

Individuals
Tax inflation adjustments (Sections 70101, 70102, 70106, 70107, and 70401)
Standard deduction increases

Tax year 2026:

$32,200 for married couples filing jointly
$16,100 for single filers and married individuals filing separately
$24,150 for heads of household
Tax year 2025:

$31,500 for married couples filing jointly
$15,750 for single filers and married individuals filing separately
$23,625 for heads of household
Marginal rates for tax year 2026

37% for income over $640,600 (single) or $768,700 (married filing jointly)
35% for income over $256,225 (single) or $512,450 (married filing jointly)
32% for income over $201,775 (single) or $403,550 (married filing jointly)
24% for income over $105,700 (single) or $211,400 (married filing jointly)
22% for income over $50,400 (single) or $100,800 (married filing jointly)
12% for income over $12,400 (single) or $24,800 (married filing jointly)
10% for income up to $12,400 (single) or $24,800 (married filing jointly)
Alternative minimum tax exemption amounts for tax year 2026

$90,100 for single filers (phased out at $500,000)
$140,200 for married couples filing jointly (phases out at $1,000,000)
Estate tax exclusion for tax year 2026

Basic exclusion amount is $15,000,000
Up from $13,990,000 for 2025 decedents
Adoption credit limits for tax year 2026

Maximum adoption credit is $17,670, which is higher than the $17,280 limit for 2025.
Up to $5,120 of this credit may be refundable.
Employer-provided childcare credit expansion for tax year 2026

Maximum amount increases from $150,000 to $500,000
Maximum increase to $600,000 if employer is an eligible small business
Related resources

2026 tax inflation adjustments (IR 2025-103)
Deduction for seniors (Section 70103)
Overview of the deduction

Effective 2025 through 2028, individuals age 65 and older may claim an additional $6,000 deduction.
This is in addition to the standard deduction for seniors available under existing law.
Applies per eligible individual (or $12,000 for a married couple if both spouses qualify).
Phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).
Who qualifies

You must be age 65 on or before the last day of the tax year.
Available for eligible taxpayers (both itemizing and non-itemizing).
How to claim the deduction

Include your Social Security number on the return.
File jointly, if you’re married.
Related resources

Tax deductions for workers and seniors (FS-2025-03).
No tax on tips (Section 70201)
Overview of the deduction

Effective 2025 through 2028, employees and self-employed individuals may deduct qualified tips they received in occupations the IRS identified as “customarily and regularly receiving tips” on or before December 31, 2024, and are reported on a Form W-2, Form 1099, another statement furnished to the individual, or on Form 4137 if the individual directly reports the tips.
“Qualified tips” include voluntary cash or charged tips received from customers, including shared tips.
Maximum annual deduction is $25,000.
For self-employed individuals, deduction cannot exceed net income (before this deduction) from the trade or business where tips were earned.
Phases out for taxpayers with modified adjusted gross income over $150,000 ($300,000 for joint filers).
Who qualifies

Individuals who:

Have a Social Security number (SSN)
Claim itemized or non-itemized deductions
Who doesn’t qualify

Individuals who are:

Self-employed in a Specified Service Trade or Business (SSTB) under Section 199A
Employees of an employer in an SSTB
How to claim the deduction

Include your Social Security number on the return
File jointly if you’re married
Reporting requirements

Employers and other payors must report certain cash tips and the occupation of the tip recipient on IRS (or SSA) information returns.
Treasury and IRS will provide penalty relief for tax year 2025.
Related resources

Penalty relief for 2025 tip and overtime reporting (IR-2025-110).
Proposed regulations for tipped occupations and qualified tips.
No tax on overtime (Section 70202)
Overview of the deduction

Effective 2025 through 2028, individuals may deduct the portion of qualified overtime pay that exceeds their regular rate of pay (for example, the “half” portion of “time-and-a-half”).
Overtime must be reported on Form W-2, Form 1099, another statement furnished to the individual, or directly by the individual.
Maximum annual deduction is $12,500 ($25,000 for joint filers).
Phases out for taxpayers with modified adjusted gross income over $150,000 ($300,000 for joint filers).
Who qualifies

Taxpayer who:

Have a Social Security number (SSN)
Claim itemized or non-itemized deductions
How to claim the deduction

Include your Social Security number on the return.
File jointly if you’re married.
Reporting requirements

Employers and other payors must report qualified overtime compensation on IRS (or SSA) information returns.
Treasury and the IRS will provide transition relief for tax year 2025.
Related resources

Penalty relief for 2025 tip and overtime reporting (IR-2025-110).
No tax on car loan interest (Section 70203)
Overview of the new deduction

Effective 2025 through 2028, individuals may deduct interest paid on a loan used to purchase a qualified vehicle for personal use that meets other eligibility criteria. Lease payments do not qualify.
Maximum annual deduction is $10,000.
Phases out for taxpayers with modified adjusted gross income over $100,000 ($200,000 for joint filers).
What counts as qualified interest

Interest must be paid on a loan that:

Originated after December 31, 2024
Was used to purchase a vehicle originally used by the taxpayer
Was secured by a lien on the vehicle
Was for a personal-use (nonbusiness) vehicle
If a qualifying vehicle loan is later refinanced, interest paid on the refinanced amount is generally eligible for the deduction.

​​​What counts as a qualified vehicle

A qualified vehicle is a car, minivan, van, SUV, pickup truck or motorcycle that:

Has a gross vehicle weight rating of less than 14,000 pounds
Underwent final assembly in the United States.
To verify final assembly, check one of these:

The vehicle label at the dealership
The vehicle identification number (VIN)
The National Highway Traffic Safety Administration, NHTSA VIN Decoder (verify vehicle assembly location)
Who qualifies

Available to both itemizing and non-itemizing taxpayers.
You must include the VIN on your return for any year you claim the deduction.
Reporting requirements

Lenders or other recipients of qualified interest must file information returns with the IRS and provide statements to taxpayers showing the total amount of interest received during the taxable year.

Hello everyone!

As we prepare to gather with loved ones for Thanksgiving, I want to pause and share my gratitude. This January 2026 marks 24 years for my company — and for that, I am truly thankful!

As you wrap up this year, take a moment to gather your information and get ready to start strong right after the New Year’s celebration. Let’s make 2026 another successful and purposeful year together!

So Sept 15th will be Monday, the tax extension deadline is October 15th. You’ve allowed May, June, July and August past you by. Let’s get filed to avoid any penalties that you don’t want. Let’s get it done!!!!

I want to say thank you for yet another amazing year. God gave us one heck of a 23rd year of service. See you in October or next year but as you all know I got you!!!!

Let’s go everybody!!!!! If you want a loan let’s may it happen!!! We can do it from now until February 28th.