Free Game Finance Friday's with Afua Jones

Join us as we explain the process of building your generational wealth through tax liens and establishing and building your business credit. Register, it's FREE at
https://www.eventbrite.com/e/building-generational-wealth-through-tax-liens-business-credit-tickets-459962388887

Copied….

📣Spreading this information for those of you that don’t have your affairs in order. 📣

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for their person.

🛍Last Will and Testament: Designates to whom personal belongings will go too.

🪦Funeral Planning Declaration: allows one to say exactly one’s wishes as far as disposition of the body and the services.

♥️If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs knows where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!

♥️♥️♥️MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings. ♥️♥️♥️

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

🌷My hope is that the above list at least helps you start an important conversation with your loved ones..

In case you all missed it...📣📢Effective on 7/1/2022

$0 balance medical collections will no longer appear on credit reports.

NOT only that—-medical collections between 6-12 months old even with balance will NO longer appear on credit reports as well.

They will show up after 1 year if not paid but gives hope to people with lower credit scores to buy a home or settle out a collection in order to qualify for a home or any other loan.

If you have Credit issues let's chat📲FREE Consultation 👉🏽www.workwithjbs.com

What you should say if a collection agency calls you…..
You: Hello
Collection Agency: Can I speak with Afua Jones please?
You: May I ask who is speaking?
CA: Is this Afua Jones?
You: We can do this all day! Who is calling?
CA: This is Midland Funding and I have to let you know this call is being recorded for quality assurance and we’re calling to collect a debt for Verizon Wireless.
(Let me stop the conversation for a second)
1. Never verify anything over the phone. CA’s have no contract with you and they try anything to get you to admit that this is your debt.
2. They are not trying to collect a debt for Verizon Wireless, you no longer owe Verizon Wireless since Midland purchased your debt for 4%. This is just a tool to try to admit that it’s your debt.
You: According to the Fair Debt Collecting Act I’m asking you not to contact me via phone any more. Any further contact via phone will result in a lawsuit up to $5,000 per call. If the debt you’re calling about is mine, the only communication you can have with me is via USPS mail.
CA: Could you verify your address Ms. Jones?
You: I never said I was Ms. Jones and if that debt you’re trying to collect belongs to Ms. Jones you should have her address on file already. Have a great day.
HANG UP!
Repairing your credit is more than just removing the accounts that negatively affect your score. It's understanding why something brings your score down and it’s knowing the laws that are on your side.
I'm asked all the time how I get so many clients. This is why. I share my knowledge and my mistakes with everyone. I can repair your credit but what good is that new 700+ credit score if you don’t know how to keep it?
If you’re ready to clear your credit today, schedule your FREE Consultation. I’m a Nationwide Board-Certified Credit Consultant in Consumer Credit, Business Credit and Debt Reduction. Just fact check my timeline >>>>>>schedule at www.workwithjbs.com
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Jones Business Solutions Get Started Get Started Get Started Working since 1994 We are Jones Business Solutions A business consulting firm that assists small businesses in growth and expansion through the establishment of business credit and funding. Jones Business Solutions very well versed in credit laws, how they functio...

READY TO FIX YOUR CREDIT?

1. Follow me at Jones Business Solutions: Solutions For Your Business & Afua Jones on Facebook

2. Watch & Subscribe to any of my videos on our YouTube (Afua Jones) page. Education is everything. Learn how to IMPROVE YOUR CREDIT SCORE WITH MICRO PAYMENTS:

https://bit.ly/3N6YmJn

3. Follow me on Instagram: www.instagram.com/afuahelps

4. Contact me if you have less than a 750 Credit Score so I can ASSIST you www.workwithjbs.com

5. Contact me so I can help you build a 6 figure home based business
https://diycrc.teachable.com

6. One of my radio segments https://youtu.be/72l0ZhIGFaM

7. Learn about our 501c(3) Nonprofit at https://www.iamencouraged.org/

8. Check out My DIY Business & Business Credit eBook at https://bit.ly/3MuSeK6 and my DIY Credit Repair and Digital Debt Tracker at https://bit.ly/3rlrGBA

IMPROVE YOUR CREDIT SCORE WITH MICRO PAYMENTS 👋🏼 As you know I'm a Board Certified Credit Consultant. I have a great FAST TRACK program & ALA CARTE SERVICES that will clean your credit in 90 days. Let'...

Ready to become a Homeowner? Register at the link below and join our Ultimate Homebuying Webinar 5/25 7pm EST (6pm CST) and let me help you get Credit Ready!!!!

https://cprg.info/UHBW

Mon Apr 18, 2022 6pm – 7:30pm Central Time - Chicago
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Joining info
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