Happy Lane Franklin

New research shows a shift in how income is distributed across U.S. households.

About 31% of households are now considered upper middle class, making it the largest income group in the country — a significant increase compared to past decades.

This change reflects long-term income growth as more households move into higher-earning brackets. Factors such as dual-income households and increased workforce participation have contributed to this trend.

At the same time, the share of households in traditional middle-income ranges has declined, largely because many have moved into higher categories.

Even with these shifts, perceptions of financial well-being can vary. Rising costs in housing, education, and healthcare continue to shape how households experience economic progress.


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The upper middle class is now the largest income group in the U.S., study finds America's middle class is shrinking, but not because people are getting poorer. Instead, more households are climbing the ladder, new research suggests.

Investors are anxious, and with good reason. The unsettling events in the Middle East are dominating the headlines, which can put even the most seasoned investor on edge. Will the number of corrections for the S&P 500 increase to 27 this year?

Helium prices just doubled. Your balloons, your MRI, and your phone's chip are all feeling it. 🎈

It can be a challenge to put together money for a wedding. With good budgeting and smart strategies, you can have a real day to remember.

Did you know that small businesses make up a significant portion of our economy? They create jobs, spur innovation, and contribute to the vibrancy of our communities. Join me in celebrating Small Business Day!

Medicare supplemental insurance costs are rising, with many consumers seeing noticeable increases in recent months.

Some policyholders experienced significant jumps — including reports of increases as high as 45% for certain plans, while more typical adjustments are now landing in the double digits.

These policies help cover out-of-pocket costs not included in traditional Medicare, such as deductibles and copayments. Without supplemental coverage, there is generally no cap on annual healthcare expenses.

A range of factors are contributing to higher premiums, including increased use of medical services, rising healthcare costs, and demographic shifts.

At the same time, options for switching plans can be limited by timing, location, and health status, making it more challenging for some individuals to adjust coverage.

These trends highlight how healthcare costs and coverage choices can evolve over time, especially for those approaching or already in retirement.


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Medigap premiums leap, and consumers have few alternatives Millions of people rely on the supplemental insurance to offset the deductibles, copayments, and other costs faced by enrollees in the traditional Medicare program.