Money4Smarties

10/10/2026

🏆 VOTE MONEY 4 SMARTIES — BEST OF FORSYTH 2027! 🏆

We’re excited to share that Money 4 Smarties – Janna Shacklett has been nominated for Best of Forsyth 2027 in the Bookkeeping category!

Now we need YOUR vote!

Money 4 Smarties is built around helping business owners understand their numbers, stay financially organized, prepare for taxes, and make smarter decisions with confidence. It’s about being a trusted financial partner — not simply entering numbers into QuickBooks. Business-Details-and-Scope.txt

If Money 4 Smarties has helped you, your business, your nonprofit, or someone you know, we would truly appreciate your support.

🗳️ Voting is open throughout October.

👉 VOTE FOR MONEY 4 SMARTIES HERE:
Vote for Money 4 Smarties – Best of Forsyth 2027⁠

Every vote helps support a local small business committed to helping other businesses build stronger financial foundations.

Thank you for supporting Money 4 Smarties! 💚

10/09/2026

10/09/2026

💰 Finance Friday: Is Your Nonprofit Ready for the Fourth Quarter?

The fourth quarter is here.

For many nonprofits, these final three months are some of the most important of the entire year.

Year-end giving.

Giving Tuesday.

Holiday campaigns.

Grant deadlines.

Budget planning.

And preparing for the next fiscal year.

But before you focus entirely on raising more money, take a look at the financial year you’ve already had.

Leadership and the board should be asking:

✅ Are our financial records current and accurate?

✅ How are actual revenue and expenses comparing to our budget?

✅ Are restricted funds properly accounted for?

✅ How much unrestricted cash do we actually have available?

✅ Are outstanding grants, pledges, and receivables being collected?

✅ Are our operating reserves growing, shrinking, or staying the same?

✅ Are we financially prepared for next year’s programs and commitments?

Q4 shouldn’t be three months of scrambling to fix problems before December 31.

It should be three months of making informed decisions.

If fundraising is behind, you still have time to adjust.

If expenses are higher than expected, you still have time to respond.

If your records aren’t current, you still have time to clean them up.

And if you’ve had a great year, you still have time to decide how those resources can strengthen your mission going forward.

Don’t wait until January to discover how your nonprofit performed this year.

Know your numbers now.

Finish the year intentionally.

And enter the next one with a financial plan instead of financial surprises.

10/07/2026

💡 Wisdom Wednesday

📊 Q4 Has Started. What Are Your Numbers Telling You to Do Differently?

The first nine months of the year are behind you.

You can’t change them.

But you can use what they taught you to make the final three months stronger.

Q4 shouldn’t simply be about pushing for more sales.

It should be about making smarter decisions with the revenue you generate.

Take a hard look at your numbers:

📈 Which products or services generated the most revenue?

💰 Which ones actually produced the most profit?

💸 Where are you spending money without seeing a return?

💵 Is your cash flow strong enough to support your Q4 plans?

📄 Are outstanding invoices tying up cash you need?

🧾 Are you financially prepared for year-end taxes?

🎯 What needs to change before December 31?

More revenue can hide a lot of problems.

If expenses are climbing, margins are shrinking, or customers aren’t paying quickly enough, increasing sales alone won’t necessarily fix the business.

Q4 gives you three months to act.

✅ Focus on your most profitable work.

✅ Collect money that’s already owed.

✅ Eliminate unnecessary expenses.

✅ Protect your cash reserves.

✅ Prepare for taxes now.

✅ Build your financial plan for 2027.

🎯 This Week’s Challenge:

Choose ONE financial number you want to improve before December 31.

Write down where it is today.

Set the number you want to reach.

Then identify the first action you need to take this week.

Your first three quarters created the data.

Q4 is where you use it.

At Money 4 Smarties, we help small business owners turn their numbers into better decisions with clarity, control, and confidence.

10/07/2026

🏆 VOTE MONEY 4 SMARTIES — BEST OF FORSYTH 2027! 🏆

We’re excited to share that Money 4 Smarties – Janna Shacklett has been nominated for Best of Forsyth 2027 in the Bookkeeping category!

Now we need YOUR vote!

Money 4 Smarties is built around helping business owners understand their numbers, stay financially organized, prepare for taxes, and make smarter decisions with confidence. It’s about being a trusted financial partner — not simply entering numbers into QuickBooks. Business-Details-and-Scope.txt

If Money 4 Smarties has helped you, your business, your nonprofit, or someone you know, we would truly appreciate your support.

🗳️ Voting is open throughout October.

👉 VOTE FOR MONEY 4 SMARTIES HERE:
Vote for Money 4 Smarties – Best of Forsyth 2027⁠
https://forsythnews.com/bestof #/gallery/558605412


Every vote (you can vote daily) helps support a local small business committed to helping other businesses build stronger financial foundations.

Thank you for supporting Money 4 Smarties! 💚