Bring hope to your situation. Build a plan together. Walk that plan together. Like many people growing up, I had no formal or informal financial training.
As a result of this, I generally didn’t know what to do with my money. When I became an adult, I knew that I didn’t want to have debt, yet I still followed the status quo and made the same classic money mistakes as those around me. I ‘bought’ a new car less than a month into a new job. I ‘bought’ a new house a year later. Note: I didn’t truly buy these things, but instead, I borrowed to get these
08/28/2026
How much do I need to retire? Great free tool to figure that out:
Know Your Number | Tools | Money Guy A biweekly newsletter about personal finance – go beyond common sense and dig deeper into money topics that matter. Read the Articles →
07/10/2026
Trump Accounts - Jumpstarting the Next Generations Financial Future
trump-accounts-jumpstarting-the-next-generation-s-financial-future Trump Accounts are a new, government-backed investment tool designed to give children a powerful financial head start. With a one-time federal seed contribution, tax-deferred growth, and long-term investing in broad U.S. stock market index funds, these accounts harness the power of time and compound...
06/08/2026
85 Percent of What We Worry About Never Happens:
"Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own." – Matthew 6:34 (NIV)
85 Percent of What We Worry About Never Happens Five hundred years ago, Michel de Montaigne said: "My life has been filled with terrible misfortune; most of which never happened." Now there's a study that proves it. This study looked into how many of our imagined calamities never materialize.
05/11/2026
Putting Food on the Table Without the Stress
Putting Food on the Table Without the Stress You want to buy healthy food.You want to avoid waste.You want to stay within your budget.You want everyone in the house to actually eat what you buy.
04/24/2026
The importance of staying invested through the ups and downs.
stay-the-course-what-75-years-of-market-history-tells-us-about-volatility-the-iran-conflict-and-y Stock market headlines are scary right now — but they always are. Before you make any moves with your portfolio, look at 75 years of S&P 500 data. From the 1970s stagflation crisis to the 2008 financial collapse to a global pandemic, the market has averaged +11.7% annually with an average intra-ye...
01/17/2026
Does Market Timing Work?
Does Market Timing Work? We ran the numbers on market timing. Our findings? There's a high cost to waiting for the best entry point.
11/26/2025
If you are at or near a Medicare eligible age, then Eric at The Retirement Nerds is an excellent resource. His videos cover topics for many of the questions that you are likely to have.
Medicare Advantage vs Supplement Plans (2026 Update) – Full Comparison The biggest question in Medicare is whether to take a Medicare Advantage or Medicare Supplement plan? Seniors across America are faced with this choice, and ...
10/01/2025
Tax Dollars to God or Government? This is the tax law in Ohio. Some other states have similar laws and stay tuned for 2027 Federal tax law in this regard.
ohio-residents-you-have-a-choice-tax-dollars-to-god-or-government Ohio residents can choose where their tax dollars go—either to the state or directly to a local Christian school. Through the Ohio SGO tax credit, your donation provides scholarships for students in need while giving you a dollar-for-dollar reduction on your state tax bill, up to $750. Whitaker-My...
09/01/2025
Average Credit Card Debt in America. Reach out if you want to do something about yours.
Average Credit Card Debt in America Credit cards are a big problem for Americans. The average credit card balance in the U.S. is $6,730, and total credit card debt has reached $1.21 trillion.
07/09/2025
Here are some things to know about the BBBA law changes.
7 Things Taxpayers Need To Know About the Big Beautiful Bill Act Trump's Big Beautiful Bill has finally passed. Here's what it might mean for your taxes.