Baer Mountain Financial Services

10/14/2026

Social Security benefits are getting a 3.6% COLA for 2027.

Average SS retirement benefit increase: $75/month, beginning January 2027.

If you have a my Social Security account, your personalized COLA notice should be available online starting in late November, including your exact new benefit amount and any deductions. Paper notices will be mailed in December for those who aren’t enrolled in paperless notices. GovDelivery

Not exactly “retire early” money, but still worth knowing there will be a little extra!

10/07/2026

What does using a "tag" mean and how is that helpful? https://www.stephaniesservices.biz/2026/10/how-do-tags-work/

10/04/2026

Todays’s vibe 😆

Happy Sunday! 🐓🌿♥️

10/03/2026

Doing your own books doesn’t mean you have to figure out everything on your own.

My DIY Books Support Service is for business owners who want to stay hands-on with their bookkeeping but could use a little guidance, reassurance, or help figuring out what the heck they’re looking at.

Get started at go.baermountainfs.com/books-support-lite

10/02/2026

More resources all around! 🍻

New tools & downloads are now live, including small-business guides, some handy-dandy calculators and other useful things to help make the financial side of life a little less chaotic.

Be sure to bookmark the page because more will be added as I create or discover them

🔗 https://www.baermountainfs.com/resources

10/01/2026

🛠️ RESOURCE THURSDAY

🧩 You shouldn't need a decoder ring to read your financial reports. I created this simple guide to help you understand what your P&L, Balance Sheet & Cash Flow reports are actually telling you (no accounting degree required). .

🔗 LINK IN COMMENTS because apparently we can only post 2 a month now 🙄

09/30/2026

🍎 Now that the girls are back in school, I'm back to being open-ish on Fridays for Best Fit, Books Check-In, and Support Calls 📞

If you think you've seen this before, you have...I'm reposting so I could pin it 📍

🔗 Calendly link in comments because FB only allows 2 links each month now apparently 🙄

09/30/2026

09/29/2026

A little extra help building your retirement savings? Yes, please. 👀

Beginning in 2027, the new IRS Saver’s Match will help eligible low- and moderate-income taxpayers grow their retirement savings by matching up to 50% of qualifying contributions (up to $1,000 per person annually).

Unlike the current Saver’s Credit, this benefit is deposited directly into your retirement account rather than reducing your tax bill.

Nothing for you to do yet - the program starts with 2027 contributions and will be claimed when filing your 2027 tax return in 2028.

Check out the graphic for a breakdown of how it works, who may qualify, and the income limits.

🔗 Full details from the IRS:
https://www.irs.gov/credits-deductions/savers-match