Over his fifteen plus years working as a principal financial planner, Randall has worked on a wide range of financial planning matters, including options and covered call management for income, stock and bond investing, Roth, SEP, and Traditional IRAs, 401(k) and 457 administration, ETFs, equities, options, and futures, real estate investments, and real estate development consulting. Randall was raised in a finance family, having been raised by a former Wall Street manager and real estate investment manager. After graduating from California State University, Chico with a BS in Finance and Economics, Randall went to work as the technical advisor for a general contracting firm - guiding both the sales and marketing as well as information systems of the company. He entered the financial services industry in 2002 working for the industry giants, quickly realizing that the level of service an expertise at these conglomerates was considerably lacking. Randall Stone Financial has grown to two office locations in Chico and Walnut Creek, California. Recognized as an accomplished advisor in both the financial services and real estate industries, Randall has studied public and private finance, economics, federal taxation, housing and planning, as well as public administration at the undergraduate and graduate levels and routinely advises private developers in navigating the myriad public community development processes. As a Registered Investment Advisor (RIA), Randall Stone Financial holds Series 7, and 66 securities licenses and is a registered fiduciary. He also holds a current life, health, and disability insurance license in the state of California as well as a current California real estate broker's license. With regard to Randall's real estate practice, he has transacted with municipalities in the development of affordable housing communities - most recently completing a 38-unit 100 percent affordable apartment complex for families and persons with disabilities in Chico, California. He has reviewed and approved development agreements and negotiated with housing officers on meeting community housing element needs. Randall is skilled in site selection, acquisition, and development finance. He is a 50-percent member of Stone AHF, LLC. Randall serves on the County of Butte's Assessment Appeals Board and is an Adjunct Professor of Real Estate Finance at California State University, Chico.