Richard Younts, Financial Advisor with Raymond James Financial Services

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Richard Younts, Financial Advisor with Raymond James Financial Services Personalized planning for your financial goals. Rick is committed to providing honest and compassionate financial guidance for his clients.

He offers assistance in comprehensive financial planning services, specializing in insurance and retirement planning. He strives to help clients maintain financial confidence, and has expertise in managing financial risk and developing customized strategies to navigate life’s unexpected challenges. Before joining Raymond James, Rick is an owner and financial advisor at Lake Norman Financial for over a decade. He earned a bachelor’s degree in marketing and finance from Western Carolina University. Rick is active in his community as a member of the North Mecklenburg Rotary Club and Lake Norman Baptist Church. Originally from Advance, North Carolina, he lives in Cornelius, and has two children, Bailey and Dillon.

See CIO Larry Adam's top takeaways for the week and what to be mindful of in the week ahead in his Weekly Headings Snaps...
10/16/2026

See CIO Larry Adam's top takeaways for the week and what to be mindful of in the week ahead in his Weekly Headings Snapshot.

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Third-quarter earnings season will test whether corporate results can support the broader economy's strength. In the lat...
10/16/2026

Third-quarter earnings season will test whether corporate results can support the broader economy's strength. In the latest Weekly Headings, Raymond James Chief Investment Officer Larry Adam shares five key questions investors should watch earnings season.

raymondjames.com

Consumer spending remains resilient, but the effects of inflation and higher interest rates are not felt equally across ...
10/16/2026

Consumer spending remains resilient, but the effects of inflation and higher interest rates are not felt equally across income groups. In Weekly Economics, Raymond James Chief Economist Eugenio Alemán shares his perspective on the latest economic data.

raymondjames.com

Oct. 16 - Equity futures are pointing to a mixed start, with S&P 500 futures six points above fair value and the NASDAQ ...
10/16/2026

Oct. 16 - Equity futures are pointing to a mixed start, with S&P 500 futures six points above fair value and the NASDAQ 100 futures 119 points below fair value, as selling in the semiconductor space and AI trade has resumed.

Read in the Morning Brew.

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Producer prices surge as inflation pressures broaden. Meanwhile, Fed Chair Warsh does not give any hint on October rate ...
10/16/2026

Producer prices surge as inflation pressures broaden. Meanwhile, Fed Chair Warsh does not give any hint on October rate decision, which markets interpret as support for a pause. CIO Larry Adam digs deeper in today's Up & Adam.

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Oct. 15 - Equity futures point to a mostly lower opening this morning, with futures tied to the NASDAQ Composite indicat...
10/15/2026

Oct. 15 - Equity futures point to a mostly lower opening this morning, with futures tied to the NASDAQ Composite indicating particularly sharp losses as selling pressure across technology stocks continues following yesterday's retreat.

Read Morning Brew.

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We are maintaining an upward bias on equities as we enter a seasonally strong period for stocks, which, combined with im...
10/15/2026

We are maintaining an upward bias on equities as we enter a seasonally strong period for stocks, which, combined with improving fundamentals, supports our constructive outlook into year-end.

Read more in the Weekly Market Guide.

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As inflation pressures broaden, markets are pricing in the possibility of a Fed rate hike this month. Plus, Social Secur...
10/15/2026

As inflation pressures broaden, markets are pricing in the possibility of a Fed rate hike this month. Plus, Social Security reveals its new cost of living increase. CIO Larry Adam digs deeper in today's Up & Adam.

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Senior Strategist Doug Drabik points out that rather than trying to predict where interest rates are headed, investors m...
10/14/2026

Senior Strategist Doug Drabik points out that rather than trying to predict where interest rates are headed, investors may benefit from focusing on what today's yields can provide: meaningful income and predictable cash flow aligned with long-term financial goals.

raymondjames.com

Oct. 14 - Equity futures point to another mixed opening as investors assess another round of earnings reports from banki...
10/14/2026

Oct. 14 - Equity futures point to another mixed opening as investors assess another round of earnings reports from banking names and weigh geopolitical developments ahead of key inflation data.

Read the Morning Brew.

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Address

Charlotte, NC

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(704) 655-0179

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