Bostic Accounting,LLC

👀 Most people look at their credit card balance, make a payment, and move on.

But there is one section on your statement that deserves your attention.

📄 Under the Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009 (CARD Act), credit card issuers are generally required to show how long it could take to pay off your balance if you make only the minimum payment each month. They also show an example of how paying more each month could help you pay off the balance sooner and reduce the total amount you pay.

😳 The numbers can be surprising.

💳 If you carry a balance, take a minute to check your next statement. That one section can help you better understand the true cost of carrying credit card debt.

ℹ️ If you pay your statement balance in full each month, have a $0 balance, or your account does not meet the requirements for this disclosure, you may not see this section on your statement.

📅 Need help building a plan to pay down debt or improve your overall finances? Bostic Accounting is here to help.

A tax refund is not the same thing as tax savings.

A refund is the result of paying in more than you owed. Tax savings comes from legally reducing your tax liability.

They often get confused, but they’re not the same thing.

For help understanding your tax situation and planning ahead, visit bosticaccounting.com

Running a business already comes with enough to manage.

Employees. Customers. Growth. Unpredictable revenue. Burnout.

The financial side of the business shouldn’t become another source of stress.

At Bostic Accounting, we help small business owners stay financially organized through bookkeeping, payroll, tax, and advisory support.

Book a free consultation to see how we can help.

Here’s what actually matters year-round:

• Quarterly estimated taxes
• Clean bookkeeping
• Ongoing tax planning
• Proper payroll compliance (if applicable)

Ignoring these can cost you:
• Underpayment penalties
• Interest on unpaid taxes
• Late payment penalties that build over time

Even if you “catch up” at filing time, penalties and interest don’t go away.

📩 Contact me today to get on track.

Bostic Accounting, LLC Individual and Small Business Taxes, Bookkeeping & AccountingTax return preparation, tax planning strategies, payroll, bookkeeping, and more, tailored to fit your needs. Greater Charlotte Area Accountant  If you’re looking for a dedicated and approachable business accountant, Bostic Accounting...

Be honest… are your business finances actually organized right now? 👀

If not, you’re not alone, but it is fixable.
This is your reset.

👉🏾 Link in bio to get started

Bostic Accounting, LLC Individual and Small Business Taxes, Bookkeeping & AccountingTax return preparation, tax planning strategies, payroll, bookkeeping, and more, tailored to fit your needs. Greater Charlotte Area Accountant  If you’re looking for a dedicated and approachable business accountant, Bostic Accounting...

Still need to file your taxes?
There’s less than one month left before the deadline. Let’s get it done!

Bostic Accounting, LLC Individual and Small Business Taxes, Bookkeeping & AccountingTax return preparation, tax planning strategies, payroll, bookkeeping, and more, tailored to fit your needs. Greater Charlotte Area Accountant  If you’re looking for a dedicated and approachable business accountant, Bostic Accounting...

Standard vs. Itemized Deductions

Most people take the standard deduction — easy, simple, done. But sometimes itemizing can save you more money. As a CPA, I help clients make sure they don’t leave money on the table.

👉🏾bosticaccounting.com to get started.

https://bosticaccounting.com/blog/standard-vs-itemized-deduction

Standard vs. Itemized Deductions: How to Save on Taxes This Year — Bostic Accounting, LLC Every year, taxpayers face a big decision: should I take the standard deduction, or should I itemize? Understanding the difference can save you hundreds or even thousands of dollars, but knowing which choice is best is not always straightforward. I. How Deductions Lower Your Taxes The standard a