Alliance Wealth Management of WNY

Financial stress is no longer just a personal challenge—it’s a business one. New research reveals that growing levels of employee financial stress are directly impacting productivity, motivation, and retention, with early-career workers feeling the most significant effects.

For and advisors, the findings underscore the importance of , access to expert advice, and thoughtful plan design as essential workplace strategies.

Read more: https://www.napa-net.org/news/2026/1/why-financial-stress-is-both-a-personal-and-organizational-challenge/

Suit Says Underperforming Funds Cost 401(k) Participants Millions: https://www.napa-net.org/news/2026/2/suit-says-underperforming-funds-cost-401k-participants-millions/

The early years of retirement are proving more complex—and more fragile—than many expected.

New research shows a majority of recent retirees have regrets about how they saved, are struggling to stay on budget, and are reacting to market volatility in real time.

For plan sponsors and advisors, the findings reinforce why early engagement, realistic planning, and income-focused strategies matter long before—and well after—the retirement date.

Read more: https://www.napa-net.org/news/2026/2/why-recent-retirees-regret-their-retirement-savings-decisions/

It's that time of the year where Medicare beneficiaries are getting bombarded with mailers and phone calls.

If you don't have Medicare, you likely know someone who does.

We represent multiple insurance companies, but our loyalty is always to our clients.

There are a lot of changes for 2025. Many plans are terminating and you may be without additional coverage as of January 1st.!

Without boring you on those changes, please feel to reach out if you have any questions or simply want to review what you have.

You can reach us at 716-240-5187

Tax Deferral Calculator | Jackson Use our tax deferral calculator to learn how non-qualified annuities could help reduce tax drag on investments and help achieve your financial goals.

What does "Maximum Out-Of-Pocket" mean? Read more about this term as well as others at our member resource page found here: https://bit.ly/3JFruYd

When it comes to healthcare, it’s easy to feel like just a number. But at Humana, we see you and we listen. Our members are at the center of everything we do, and member feedback was top of mind as we designed our Medicare Advantage plans for next year. That’s why in 2024, 100% of Humana’s Medicare Advantage plans will include dental, vision and hearing coverage.

“With affordability, stability and value top of mind, we expanded many of the most popular benefits to every single plan we offer, regardless of where the member lives,” said George Renaudin, Humana’s President of Medicare and Medicaid.

Learn more about this major coverage expansion, plus added benefits and cost savings included in 2024 plans by visiting https://huma.na/3ZBxUi1.