CH Consulting

14/05/2022

I know budgets are taking a beatdown right now due to the rising costs of everything. This was a great article Ramsey Solutions put online recently with some great tips on how to save and why budgeting is more important than ever! Need a hand? Send me a message and I'll be glad to help!

Your budget is key to surviving all these rising costs. Here's how you can adjust your budget to fight inflation and find some balance with your money.

19/01/2022

Politics aside - I know the pandemic has been rough on families financially. Please reach out if you need help getting your budget back on track - I'm willing to work with you on a sliding scale so you are not part of the 56% of Americans who are unprepared for a financial emergency. Tax season is a great time to take a look at your finances and find places to save!

According to the Bankrate survey, 20% would need to use a credit card to pay off a big emergency expense and 10% would borrow from family or friends.

05/01/2021

https://www.forbes.com/sites/nazbeheshti/2018/12/11/new-years-resolutions-dont-last-try-this-instead/?sh=3003d10759da

The New Year is here and for many of us, a time to re-set, to pause and think through what we'd like to change in our lives. This is an interesting article about resolutions.

If Financial Change is on your list of New Year's Resolutions, I can help! Whether that is saving money this year, getting out of debt, or just doing a financial check, I am here for you.

I decided to give Leila (my 9 year old) the reins for my New Year's promotions. She decided, one hour free with a 3 session booking. So the normal $75 rate reduced to $50!! Because, as Leila said, my main goal is to help people, not get rich. How true!

So book your 2021 session with me (3 one-hour sessions) and get it for a big cost savings. Plus I have some books to give away to the first five people who book!

And please forward to anyone you know who might be interested in making some changes in 2021. Happy New Year!

Research on the efficacy of New Year’s resolutions is imprecise. One survey finds that four out of five people will eventually break their resolutions. Another study reports a higher success rate. Both agree that about a third of resolutions do not make it past the first month.

02/12/2020

Dear Friends and Followers -Unfortunately due to Covid-19, I can't do the Christmas budget session I was hoping to host. If you would like my list of budgeting tips please message or email me and I will send you my pdf! It won't be as in depth but it will be something.

I was thinking yesterday about how much spending is a part of our culture, especially this time of year. Starting off with Black Friday (I noticed the entire month of November had "Black Friday" deals), followed by Small Business Saturday, Cyber Monday and Giving Tuesday - days and days of consumerism mentality (with the exception of Giving Tuesday). Days designed to part you with your money. I know it's good to look for deals and giving is a wonderful thing to do, just don't buy in to all of the consumerism that you MUST spend in order to have wonderful holiday memories.

My hope for you is that you take time to SAVE this holiday season. Maybe we should make a day called "Saving Sunday". I know saving this time of year is hard and seems counterintuitive but trust me, come January, you will be glad you saved!

I'll be offering some good deals come January, so stay tuned. And in the meantime, if you need some help with your budget please reach out to me! Wishing you all a wonderful Christmas season. 💚

25/09/2020

As I'm watching Christmas decorations going up around stores and as the weather is turning colder, I'm noticing an influx of ads already designed to spur holiday spending. I'm hearing about Black Friday deals already (which is, incidentally, 9 weeks from today). As the consumerism begins to take over once again, I urge you to read this article! https://www.forbes.com/sites/forbesbooksauthors/2019/12/23/tis-the-season-to-be-jolly-not-broke-6-ways-to-tame-the-monkey-money-mind-survive-the-holidays/

I'm going to be presenting a 3-hour conference this fall called "Saving Money this Holiday Season" - all the details will be announced later but please share with people who might be interested. We CAN get through the holiday season and not be broke come January!

17/08/2020

FINAL DAYS to take advantage of this special! I still have a few slots available for scheduling your 6 sessions geared toward young adults - basic budgeting. Message me or text/email to get your sessions booked!

Back to School Special! (now through Sept 15)
Calling all young adults (or their parents) who are interested in a Basic Finance course - I'm offering a screaming deal specifically tailored to young adults (high school age through 20 or so). You will receive 6 one hour sessions either virtually or face-to-face in a safe setting. Topics include:
- Basic Budgeting
- Debt (credit card, car loans, student loans)
- Beginning Investing/Long Term Savings (retirement)
- Saving
- Giving
All of this PLUS a copy of "Dave Ramsey's Complete Guide to Money" for free to anyone who signs up via Facebook. $150 for all 6 sessions. Message/text me today to reserve your teen's spot!

12/05/2020

Who's up for joining me on a 21 Day Savings Challenge? Chis Hogan is going to show us some tips and tricks for saving even more over the next 21 days. I have a goal in mind for savings by June 3 - come alongside and we can do it together!

Are you up for the challenge? Time to kick your money goals into high gear with the 21-Day Savings Challenge! Ramsey Personality and financial expert Chris H...

10/03/2020

If your finances took a hit with the volatile stock market this past week, try not to despair! This spring might be a good time to join a Financial Peace University class. I will be co-facilitating the FPU meeting at The Summit Church Boise starting March 29. Message me for more information or visit daveramsey.com/fpu to find other classes starting up this spring.

Let Financial Expert Dave Ramsey show you how to dump debt, budget, build wealth and give like never before!

20/02/2020

The headline of this article caught my attention - is it ever okay to keep money secrets from your spouse??? I'm glad at the end of the article, the author stated if you feel the need to keep secrets about money from your spouse, there may be an underlying issue that needs attention. It's worth the read if you have a minute!

If you are struggling with guilt about spending secrets - now is the time to come clean! I can help spouses get back on the same page and building trust again. Since many divorces blame money as a leading cause, isn't it time to take control of what money is doing to your relationship? Message me today and we can get started on building a better future for you and your family. Judgement free.

Surveys show that financial infidelity is common, even though six in 10 people think lying to your partner about money is as bad as or worse than cheating. But not every money secret is a relationship deal breaker.