07/20/2021
Collections accounts on your credit report negatively impact you credit score regardless of the status showing PAID/SETTLED/NOT PAID. If you are battling with collection accounts it is best to negotiate a PAY-FOR-DELETE prior to paying off the debt. In most instances, upon paying the debt as agreed the negative item will be removed from your credit profile and you will likely receive an increase in your credit score.
Contact us today to schedule a FREE CONSULTATION!!!!!!
Call us at 205-462-7015 or visit www.magnifiedfinancialsolutions.com
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07/09/2021
The STATEMENT CLOSING DATE is the last day of the billing cycle and typically occurs 20-25 days before your payment is due. The PAYMENT DUE DATE is the deadline, in which, the creditor/issuer expects to receive at least the minimal payment due. Whenever possible, it is best to pay your balances in full each month prior to the actual due date, to prevent accruing interest charges. You do not have to carry a balance on your credit cards to improve your credit score. REMEMBER credit utilization makes up 30% of your credit score.
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07/01/2021
GREAT NEWS from one of our clients that received an alert of 3 deleted negative items, and this is still during the first round!!! It’s only up from here! ✨✨✨
07/01/2021
It is often said that “Cash is King, but Credit is POWER”. The lack of credit can make it extremely difficult to obtain a car/home loan, a credit card, or even an apartment. Building you credit is not an overnight process but with the help of credit building tools and persistence it is definitely possible to see quick results.
http://tracking.creditstrong.com/aff_c?offer_id=2&aff_id=4925
(GET YOUR CREDIT BUILDER LOAN – SAVINGS ACCOUNT TODAY!)
https://www.creditbuildercard.com/magnifiedfinancialsolutions
(GET YOUR SECURED CREDIT CARD TODAY!)
Do you need inaccurate, obsolete and/or unfairly items removed from your credit report? Collections? Charge-offs? Late payments? Etc.?
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
Call us at 205-462-7015 or visit www.magnifiedfinancialsolutions.com
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06/18/2021
Do you have a goal you are trying to accomplish? Trying to buy a house? Get approved for a car loan? Maybe simply better your overall financial situation to build generational wealth? Well, if your credit is stopping you, we want to help! We are running a TEMPORARY PROMO SPECIAL, offering $49 off the enrollment fee. PROMO ends 6/30/2021.
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
www.magnifiedfinancialsolutions.com
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06/17/2021
You have nothing to lose but so much to gain. If no results within 120 days, we offer a 100% Money Back Guarantee.
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
Send us a DM, call us at 205-462-7015 or visit www.magnifiedfinancialsolutions.com
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06/16/2021
WHO NEEDS NEGATIVE ITEMS REMOVED FROM THEIR CREDIT REPORT?
Challenge letters are going out on behalf of our clients and yours could be in the next batch.
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
Have questions? Feel free to send us a DM,
call us at 205-462-7015 or visit www.magnifiedfinancialsolutions.com
Please like, share, and stay tuned for more credit building tips. ✨✨✨
06/15/2021
Having NO CREDIT is just as harmful as having BAD CREDIT. One of the easiest ways to build positive credit is by obtaining a secured credit card. A secured credit card provides the opportunity to develop positive credit habits while building a positive credit profile. Do you need a secure credit card? Using the link below you can apply for a secured credit card issued by Mastercard giving you the freedom to make purchases everywhere Mastercard is accepted.
https://www.creditbuildercard.com/magnifiedfinancialsolutions ( GET YOUR SECURED CREDIT CARD TODAY!)
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
Call us at 205-462-7015 or visit www.magnifiedfinancialsolutions.com
Please like, share, and stay tuned for more credit building tips. ✨✨✨
06/10/2021
WHY WAIT UNTIL TOMORROW FOR WHAT YOU CAN DO TODAY?
People with unfavorable credit often wait until they want to make a big purchase, such as, buying a CAR or HOUSE before repairing their credit. However, it takes the average consumer 3-6 months to complete the credit repair process. Credit repair is not only the process of disputing negative items but also includes building positive credit.
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
www.magnifiedfinancialsolutions.com
Please like, share, and stay tuned for more credit building tips. ✨✨✨
06/10/2021
A SAD TRUTH ABOUT DEPARMENT STORE CREDIT CARDS … (A story from our CEO/Founder)
"I previously worked at a well-known department store that required employees to offer credit cards to each customer. Employees were instructed to tell clients that even if they WERE NOT APPROVED, they would still be eligible for a discount on their purchase. There was this one occasion when I was approached by a customer who stated he knew that he wouldn’t be approved but still wanted to apply just to receive the discount. I learned this particular customer came in weekly just to repeat the process of being the VICTIM OF BAD CREDIT."
Considering credit inquiries make up 10% of your credit score, creditors utilize this information to measure the risk on the likeliness of you defaulting on new credit obligations. So too many inquiries, especially occurring in recent months, sends the message that you are likely taking on too much debt or that you may be in some type of financial trouble and looking for credit to help you out. Make a habit of applying for credit responsibly and choosing credit options that best benefit you.
Please like, share, and stay tuned for more credit building tips. ✨✨✨
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
www.magnifiedfinancialsolutions.com
06/09/2021
Contact us today to schedule a FREE CONSULTATION and receive a FREE CREDIT ANALYSIS!!!!!!
www.magnifiedfinancialsolutions.com
Please like, share, and stay tuned for more credit building tips. ✨✨✨