Michelle 'Shelly' Gams

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United States
Billings, MT
Michelle 'Shelly' Gams

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Helping professionals and retirees maximize retirement plans, simplify finances, and retire with confidence- 25+ years of experience you can trust.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. In addition to a Financial Advisor offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser, I am also licensed as an Agent with New York Life Insurance Company and a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency. Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies. Neither Gams Financial Group LLC, nor New York Life Insurance Company, or its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Gams Financial Group LLC is not owned or operated by New York Life Insurance Company or its affiliates. I am not licensed in all jurisdictions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

1575 Shiloh Road, Suite J
Billings, MT 59106
Office: 406-294-7527
Text: 406-294-7527
Fax: 406-559-2703

CA License # 0E10820

10/22/2026

“Success is where preparation and opportunity meet.” - Bobby Unser

-What opportunity are you preparing yourself for?

10/21/2026

Inheriting a home with siblings or other family members can bring financial, legal and emotional decisions. Here's what to know about your options, from selling the property to buying out another heir.

Inheriting a house with siblings can raise questions about ownership, taxes and costs. Learn your options for selling, keeping or buying out the home.

10/20/2026

Let's Talk. Contact me today to set up your free, no-obligation appointment!

10/17/2026

Made some great memories in the Pryor Mountains last weekend with my brother Chuck and sister-in-law Jennifer. Feeling grateful for family and time spent outdoors.

10/15/2026

“The best time to plant a tree was 20 years ago. The second best time is now.” - Chinese Proverb

-What is one thing you've been meaning to start?

10/14/2026

Gen X has had to adapt to a changing retirement landscape, with more responsibility for building their own financial future.

10/12/2026

Purses, friends, and a great cause! 👛💜 Purse Palooza on October 2nd for YWCA Billings did not disappoint. So grateful for these ladies and my Gams Financial Group crew.

10/08/2026

Gratitude is not only the greatest of virtues, but the parent of all the others.” - Marcus Tullius Cicero

What are you most grateful for this week?

10/07/2026

Tax planning can play an important role in retirement. In some cases, a Roth conversion may create additional flexibility by helping manage when and how retirement income is taxed. However, Roth conversions also involve important tax considerations that should be carefully evaluated.

If you'd like to explore whether a Roth conversion strategy could make sense for your situation, let's connect.

Address

1575 Shiloh Road Suite J
Billings, MT
59106

Telephone

+14062947527

Website

http://www.gamsfg.com/

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