Providing financially
and ethically sound retirement advice. Who We Are
Howard Financial & Wealth Management, Inc.
is an independent Registered Investment Advisor serving Bakersfield, California and surrounding communities that provides financial planning and access to third party asset management. Our Mission
To provide the families we serve with innovative financial strategies, solutions, and planning that can result in financial clarity, security, and overall financial health. Making strong commitments to
08/03/2026
Retirement isn't about a jar full of coins, it's about a life full of moments.
Schedule your complimentary retirement consultation today at 661-322-5192 and let's build a plan that helps turn today's jar full of coins into tomorrow's freedom.
07/27/2026
Clear steps today open wide paths tomorrow. Give us a call at 661-322-5192 or visit us online at lancehowardfinancial.com
07/23/2026
It's time to review your goals, stay informed, and make choices that align with your long term vision. The best time to plan was yesterday. The next best time is today. Your future self will thank you.
Give us a call today at 661-322-5192 to schedule a free consultation.
07/22/2026
For many, retirement will make up nearly a third of their total lifespan! While that means plenty of time for hobbies, travel, and etc, it also means your money needs to work harder for longer.
Plan today so future you can enjoy your retirement. Give us a call today at 661-322-5192 to schedule an appointment today!
07/20/2026
The best time to plan for your financial future is before life gets busy.
Whether you're preparing for retirement, growing your investments, protecting your family, or creating a personalized financial strategy, having a plan today can make all the difference tomorrow.
Schedule your complimentary financial consultation today!
Call us at (661) 322-5192 and let's create a plan together!
07/15/2026
Just like your health, your finances deserve regular checkups. A financial review can help you gain clarity on where you stand financially.
Schedule your FREE consultation today at 661-322-5192 and let us help you build a plan tailored to your goals.
Saving for the future doesn’t happen overnight, it’s built one step, one dollar, and one smart choice at a time. Whether you're just starting out or looking to maximize your growth, a solid plan makes all the difference.
Call us today at 661-322-5192 to start planning your dream retirement!
07/08/2026
Is your financial plan missing a piece?
Building a secure future isn’t about picking just one strategy; we can help you connect the dots to create a picture perfect financial plan.
Visit lancehowardfinancial.com to get started.
07/07/2026
Think you're on track just by maxing out your 401(k)? There’s a hidden wealth killer most people completely overlook.
Start building "Tax Diversification" today. By splitting your current contributions to other options such as a Roth IRA, you give your future self options, allowing you to pull tax-free income when you need it most.
Give us a call today at 661-322-5192 to schedule a consultation.
07/02/2026
Wishing everyone a fantastic 4th of July! 🎆 We’ll be closed Friday through Monday to celebrate. Enjoy the long weekend!
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 8am - 2pm |