Harmon Financial Advisors, Inc.

This Memorial Day, we join our community in honoring the memory of the heroes who selflessly gave their lives to protect our freedom.

Please note that our Harmon Financial team will be out of the office and closed on Monday, May 25th in observance of the holiday. We will return to normal operations on Tuesday, May 26th. https://www.raymondjamesconnect.com/actT_e

"In addition to the reemergence of inflation, the largest change in the economic landscape for the remainder of the year appears to be the odds of rising interest rates."

Start your Memorial Day off with a word from Jack II! https://www.raymondjamesconnect.com/avGo5j

Elevated mortgage rates, affordability pressures and constrained supply continue to weigh on the housing market. In the latest Weekly Economics, Raymond James Chief Economist Eugenio Alemán examines why the housing market is sluggish, but not distressed:

Weekly Economic Commentary: May 22, 2026 raymondjames.com

UAE says new pipeline that will bypass Strait of Hormuz is nearly 50% complete cnbc.com

This week's report, written by Julian Johnson, Vice President of Fixed Income Private Wealth, shares why municipal water and sewer bonds continue to offer investors stable, essential-service driven income and attractive relative value opportunities within today's fixed income market.

Municipal Bond Investor Weekly: May 18, 2026 amazonaws.com

"The longer the war in Iran drags on, the heavier these higher prices will weigh on consumers and the markets. While investors certainly have reasons to be positive on the US economy, optimism that a resolution to the war is just around the corner can only last so long."

Read more from Jack II in this week's "The Harmon Report"! https://www.raymondjamesconnect.com/aQoG4o

Today's economy is facing a different inflation environment than in past decades. In the latest Weekly Economics, Raymond James Chief Economist Eugenio Alemán examines how current inflation pressures complicate the policy outlook:

Weekly Economic Commentary: May 15, 2026 raymondjames.com

A GM source familiar with the layoffs who requested anonymity to speak about details that had not been made public told CNBC that AI played a role in the decision, as it continues to hire people with such skillsets, but it was not the only reason for the terminations...

Laid off GM employees describe ominous meeting, AI and severance cnbc.com

A few months on and the race to develop agentic tech — AI tools which can perform tasks for users — is beginning to heat up among Big Tech.

The Tech Download: Meta, Google enter AI agent race as ‘agentic wars’ heat up cnbc.com

The "One Big Beautiful Bill Act," passed last year, extended key tax provisions and brought greater clarity to the planning landscape. Learn how these changes may create expanded opportunities for estate and wealth transfer strategies:

No sunset yet raymondjames.com

Markets are watching the tension between productivity-led growth that supports earnings and labor market resilience that may keep the Fed on hold. Raymond James Chief Economist Eugenio J. Alemán examines the dynamic in Weekly Economics:

Weekly Economic Commentary: May 8, 2026 raymondjames.com