Quantum Wealth Limited.

The Rebirth of Personal Finance and Investment Management Revolution.

Getting out of the COVID-19 lockdown and it's effects, approach us for Investment Advice and Credit to get you started.

So I was asked about inflation and taxes, well, interest might as well be 12% or above in some seasons which compensates as the journey takes shape...again, don't spend that ka money...

What is ESG Investing?

ESG (Environmental, Social and Governance) investing refers to a class of investing that is also known as “sustainable investing.”

This is an umbrella term for investments that seek positive returns and long-term impact on society, environment and the performance of the business.

There are several different categories of sustainable investing. They include impact investing, socially responsible investing (SRI), ESG and values-based investing. Another school of thought puts ESG under the umbrella term of SRI. Under SRI are ethical investing, ESG investing and impact investing.

What Is the Weighted Average of Outstanding Shares? How Is It Calculated? The weighted average of outstanding shares is a calculation that incorporates any changes in the number of outstanding shares over a reporting period.

A fiduciary; is a person or organization that acts on behalf of another person or persons, putting their clients' interest ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other's best interests.

Mental accounting; refers to the different values a person places on the same amount of money, based on subjective criteria, often with detrimental results.

Mental accounting is a concept in the field of behavioral economics. Developed by economist Richard H. Thaler, it contends that individuals classify funds differently and therefore are prone to irrational decision-making in their spending and investment behavior.

The gambler's fallacy, also known as the Monte Carlo fallacy or the fallacy of the maturity of chances, is the erroneous belief that if a particular event occurs more frequently than normal during the past it is less likely to happen in the future (or vice versa), when it has otherwise been established that the probability of such events does not depend on what has happened in the past.

The disposition effect; is an anomaly discovered in behavioral finance. It relates to the tendency of investors to sell assets that have increased in value, while keeping assets that have dropped in value.

Hersh Shefrin and Meir Statman identified and named the effect in their 1985 paper, which found that people dislike losing significantly more than they enjoy winning.

The disposition effect has been described as one of the foremost vigorous actualities around individual investors because investors will hold stocks that have lost value yet sell stocks that have gained value.

Earning and Spending Everything might be the biggest mistake (or sin) you might ever make.

The second mistake/sin, is keeping your savings in a Bank Account.

Contact us for more advise on how to start on your saving journey, and how your money can make you more money.