Inspired Accounting

Understanding and preparing for these fees is the secret to a stress-free home purchase! 🏠✨

Come to us to start your Portugal mortgage journey today. Send over your documents for a FREE review and let’s get you pre-approved! 🚀

📩 Start your Portugal mortgage today!
Ricardo – Mortgage Broker: [email protected]

Mortgages in Portugal 2026 – Lagos & Algarve Property Guide 2026 Portugal mortgage guide for residents & non-residents. Learn deposits, rates, approval, costs, and financing tips for Lagos & Algarve properties.

🚨 Vacant Property Owners – Important Update 🚨

IMI is changing, with tax increases of 100%–300% for vacant properties.

📌 Applies to residential & commercial properties with no registered occupancy or active use.

📊 Portugal has ~723,200 vacant properties, and municipalities can now identify and classify them more easily.

⚠️ Why it matters: Annual holding costs could rise significantly.

💡 What you should do:
 Consider selling, renting, or rehabilitating your property and check your tax status immediately to avoid higher IMI.

📩 Get in touch
 Let Inspired Accounting take the weight off your shoulders.

Custodio – Accounting Team
[email protected]

Your life in Portugal starts with one simple question. ✨

Before you spend hours scrolling through property listings, get the clarity you deserve. Knowing your budget doesn’t just give you peace of mind,it gives you the power to negotiate like a local.

Ready to see what’s possible?
👉Reach out to Ricardo at
[email protected] for your free review!

Long term rentals just became more interesting in 2026.

A reduced 10% IRS rate may apply to qualifying residential rentals.

Not everyone will qualify….

And it is not automatic….

If you are considering switching to long term rental or reviewing your current structure, now is the time to look at it properly.

Message us to see if this applies to you
contact us today Custodio – Accounting Team
👉[email protected]

Buying Property in Portugal as an Expat? 🇵🇹�

Your nationality is no barrier to owning in Portugal! Avoid common expat pitfalls like missing a NIF, incomplete documents, or misunderstanding costs. Whether you earn remotely or from rental income, banks will accept foreign income if properly documented.

Let Inspired Mortgages guide you every step of the way !
Contact Ricardo today: 👉 [email protected]

https://www.inspired-property.com/mortgages/