Brighter Life Hacks

Brighter Life Hacks

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Planning is about bringing the future in the present, so you can do something about it now! Earn, save, invest and repeat.

18/08/2022

ADVANTAGE OF INVESTING AT EARLY AGE!

10years to pay.
Computation based on Male (non smoker)

MESSAGE US TO LEARN MORE

Sun Maxilink Prime is an investment-linked life insurance plan that offers a combined benefit of insurance protection and investment,providing you financial secutiry and peace of mind while you grow your money over time.

Why Sun Life?
Sunl Life is the number 1 and the oldest insurance company in the Philippines since 1895 napag daanan na ni Sun Life ang two world wars,Asian Financial Crisis etc.pero andito pa din hanggang ngayon serving and protecting the filipino family,that's what we call stability and security .

It was in 1895,three years before the Republic of the Philippines was officially founded when Sun Life first set foot in the country with the mission of giving Filipinos the opportunity to enjoy a brighter life๐ŸŒž

so what are you waiting for get insured today!message me now!

11/08/2022

Financial Tips today!!!

THINK ABOUT THIS ๐Ÿค”

โญ• Turning P3,000 into P3,009.50 is called a BANK SAVINGS.
โญ• Turning P3,000 into P3,300 is called an INVESTMENT.
โญ• Turning P3,000 into Php 2,000,000 is called an INSURANCE.

Good thing! you can be insured while investing...

A person, no matter how capable s/he is in her/his lifetime, cannot avoid two thingsโ€” sickness and death. Ubos ang savings at investments kapag nagkasakit Lalo na kapag critical illness ang tumama sa buhay natin
Cancer, Heart Attack, Stroke etc. at patay ang hanapbuhay kapag tuluyan pa tayong ma-disable. or worsts died prematurely.

When a person is bedridden or passed away.
1๏ธโƒฃ A gift of Php 2,000 could be from FRIENDS.
2๏ธโƒฃ A gift of Php 20,000 could be from RELATIVES.
3๏ธโƒฃ A gift of Php 1,000,000 OR MORE could be from LIFE INSURANCE.

Get insured NOW, while you still can.
Talk to a trusted Financial Advisor TODAY๐Ÿ‘จโ€๐Ÿซ and make you hard earned moneyโ€ฆtriple works for you and to your loved ones now and in the future.

Ctto

08/08/2022

Maraming tao ngayon not aware about Insurance & Investment. Iniisip nila "Baka mahal 'yan" "Baka di ko afford, gan'to lang kasi work ko" at ang dami pang mga "what if..."

What if din try mong mag-appointment sa'kin about d'yan nang malaman mo ๐Ÿ˜…
Clue: Hindi s'ya mahal besh, saka nakadepende sa salary mo or want mo kung magkano kukuhain mo. If ever 'di mo magamit 'yung INSURANCE mababalik naman sa'yo 'yun as INVESTMENT โ˜บ๏ธ

MAS MAAGA, MAS MURA ANG INSURANCE!
Kahit wala ka na sa mundo, may maiiwan ka pa rin sa Family mo! Huwag na pag-isipan, Chat mo na ako dali ๐Ÿ˜€๐Ÿ˜

Wag mahiya magtanong besh ๐Ÿ’›๐Ÿ™‹




ccto

05/08/2022

๐€๐๐ƒ ๐’๐“๐ˆ๐ˆ๐ˆ๐‹๐‹๐‹๐‹๐‹!!!!!

๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐ข๐ฌ ๐’๐“๐ˆ๐‹๐‹ ๐ญ๐ก๐ž #๐Ÿ ๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐‚๐จ๐ฆ๐ฉ๐š๐ง๐ฒ
๐ข๐ง ๐ญ๐ก๐ž ๐ฐ๐ก๐จ๐ฅ๐ž ๐๐ก๐ข๐ฅ๐ข๐ฉ๐ฉ๐ข๐ง๐ž๐ฌ ๐จ๐ง ๐๐‘๐„๐Œ๐ˆ๐”๐Œ ๐ˆ๐๐‚๐Ž๐Œ๐„ ๐Ÿ๐จ๐ซ ๐Ÿ๐Ÿ ๐‹๐Ž๐Ž๐Ž๐Ž๐๐† ๐‚๐Ž๐๐’๐„๐‚๐”๐“๐ˆ๐•๐„ ๐˜๐„๐€๐‘๐’!

๐“๐ก๐ข๐ฌ ๐ฐ๐จ๐ฎ๐ฅ๐๐ง'๐ญ ๐›๐ž ๐š๐ฅ๐ฅ ๐ฉ๐จ๐ฌ๐ฌ๐ข๐›๐ฅ๐ž ๐ฐ๐ข๐ญ๐ก๐จ๐ฎ๐ญ ๐ญ๐ก๐ž ๐ญ๐ซ๐ฎ๐ฌ๐ญ ๐จ๐Ÿ ๐จ๐ฎ๐ซ ๐ฏ๐š๐ฅ๐ฎ๐ž๐ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐ฐ๐ก๐จ ๐›๐ž๐ฅ๐ข๐ž๐ฏ๐ž๐ฌ ๐ญ๐ก๐š๐ญ ๐ฐ๐ž, ๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐ฐ๐ข๐ฅ๐ฅ ๐›๐ž ๐ญ๐ก๐ž๐ข๐ซ ๐ฅ๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ.

๐…๐จ๐ซ ๐ซ๐ข๐œ๐ก๐ž๐ซ ๐จ๐ซ ๐Ÿ๐จ๐ซ ๐ฉ๐จ๐จ๐ซ๐ž๐ซ. ๐ˆ๐ง ๐ ๐จ๐จ๐ ๐๐š๐ฒ๐ฌ ๐š๐ง๐ ๐ข๐ง ๐›๐š๐.
๐ˆ๐ง ๐ฌ๐ข๐œ๐ค๐ง๐ž๐ฌ๐ฌ ๐š๐ง๐ ๐ข๐ง ๐ก๐ž๐š๐ฅ๐ญ๐ก. ๐…๐ซ๐จ๐ฆ ๐ญ๐ก๐ข๐ฌ ๐ ๐ž๐ง๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐ญ๐จ ๐ญ๐ก๐ž ๐ง๐ž๐ฑ๐ญ.

๐€ ๐ฅ๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ, ๐ญ๐ก๐ข๐ฌ ๐ข๐ฌ ๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž'๐ฌ ๐ฉ๐ซ๐จ๐ฆ๐ข๐ฌ๐ž!

Source: Insurance Commissionโ€™s Unaudited Quarterly Reports on Selected Financial Statistics (QRSFS) as of Dec. 31, 2021

#๐’๐ฎ๐ง๐‹๐ข๐Ÿ๐ž๐๐ฎ๐ฆ๐›๐ž๐ซ๐Ÿ
#๐’๐ฎ๐ง๐‹๐ข๐Ÿ๐ž๐‹๐š๐ง๐ ๐Œ๐š๐ฅ๐š๐ค๐š๐ฌ
#๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž๐๐ซ๐จ๐ฆ๐ข๐ฌ๐ž
#๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž๐‚๐จ๐ฆ๐ฉ๐š๐ง๐ฒ

Photos from Brighter Life Hacks's post 01/08/2022

SUN FIT AND WELL ADVANTAGE

COMPREHENSIVE HEALTH INSURANCE PLAN๐Ÿค”โ˜€๏ธ

7 reasons why you should include getting SUN Fit and Well health insurance:

โœ… 1. SPECIAL ACCESS TO WELLNESS
๐Ÿง˜โ€โ™‚๏ธโ›น๏ธโ€โ™‚๏ธ๐Ÿšดโ€โ™€๏ธ๐ŸŠโ€โ™‚๏ธ๐Ÿ’†โ€โ™€๏ธ
Once you avail SUN Fit and Well life insurance, you are automatically a GoWell GOLD member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.

โœ…2. COMPREHENSIVE CRITICAL ILLNESS
BENEFIT
๐Ÿš‘๐Ÿจ๐Ÿ’Š๐Ÿฉ๐ŸŒก๐Ÿ”ฌ๐Ÿฅ
SUN Fit and Well health insurance provide coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.

โœ…3. HOSPITALIZATION BENEFIT
๐Ÿจ๐Ÿ›๐Ÿ›Œ๐Ÿฉ
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days youโ€™ve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.
โœ… 4. HOME RECOVERY BENEFIT
๐Ÿ‘จโ€โš•๏ธ๐Ÿ ๐Ÿก๐Ÿ™โ™ฟ๏ธ
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days youโ€™ve been confined.
In the case of worst scenario where insured became terminally ill having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

โœ… 5. LIFE INSURANCE COVERAGE
๐Ÿค๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ๐Ÿ’ฐ๐Ÿ—‚๐Ÿ’ต
SUN Fit and Well insurance also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan. It will be equivalent to the original face amount plus cash benefits, less minor critical illness claims if thereโ€™s any.

โœ… 6. GUARANTEED CASH BENEFIT
๐Ÿ“Š๐Ÿ“ˆ๐Ÿ’ธ๐Ÿ’ต๐ŸŽฏ
For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.
Aside from that, Special Paid Up Bonuses* at the end of premium paying period and Annual Dividend earnings* are available for withdrawal anytime. You also have the option to just leave it with Sun Life to accumulate.

โœ… 7. LIMITED PAYING PERIOD
โฑโณ๐Ÿ•ฐโฐโณ
Unlike any other plans that you need to pay for the plan forever, with SUN Fit and Well insurance, you only have to pay it for a limited period of time. You have the option to pay for it in:
* 10 years
* 15 years
* 20 years

Take note, these are guaranteed paying periods. Sun life will never require you to pay beyond those years.

Talk to your trusted Financial Advisor today. ๐Ÿ“ฉ

Photos from Brighter Life Hacks's post 26/07/2022

LIFE AND HEALTH INSURANCE FOR WOMEN

๐ŸŸกPlanning to get pregnant and starting a family? This plan is perfect for you! Visit bit.ly/SunMaidenFB to know more about these products.

Women have the power to be who they want to be and be ever-present in society. We want to encourage more Filipinas to take control of their financial security with a Lifetime Partner who will be with them in life's fulfilling and challenging moments. Ito Ang Araw Mo, Filipina!


Photos from Brighter Life Hacks's post 25/07/2022

THIS IS YOUR SIGN TO GET A LIFE INSURANCE
+ INVESTMENT

Do you want to start saving and investing for your retirement?
And also be protected from unexpected events that may occur in your life?

*Sun Flexilink
*Sun MaxiLink Prime
*Sun MaxiLink 100

Those VUL products will allow you to save, invest, and also protect you, your family and your finances from unforeseen sickness, accident and death.

Want to know more about those products?

Ask me how, ask me now๐Ÿ˜‰
Message me for free financial planningโ˜€๏ธ๐Ÿค—

Let me help you choose a plan that suits your needs, budget, and goals.





25/07/2022

LIFE INSURANCE WORTH 32 MILLION

Eto yung totoong SANA ALL, you value your loved ones by getting them life insurance.
If you see this post, this is YOUR SIGN TO GET ONE FOR YOUR SELF AND FOR YOUR LOVED ONES.
Ang mahalga is your mindset of getting secured in the future. Make your hard earned income work for you. Hindi tayo all the time healthy, you always get the risk of getting sick, getting into an accident and worst is dying too soon leaving our loved ones with NOTHING!

Thatโ€™s why HEALTH IS WEALTH!

Let me help you choose a plan that suits your needs, budget and goals.

Photos from Brighter Life Hacks's post 23/07/2022

โ˜€๏ธ ๐™‡๐™„๐™๐™€ ๐™„๐™‰๐™Ž๐™๐™๐˜ผ๐™‰๐˜พ๐™€ + ๐™Ž๐˜ผ๐™‘๐™„๐™‰๐™‚๐™Ž โ˜€๏ธ

๐’๐ฎ๐ง ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐๐ž๐ฌ๐จ ๐Ÿ๐ŸŽ
๐Ÿ”ฅHere are 7 Compelling Reasons:

1. ๐˜พ๐™๐™„๐™Ž๐™„๐™Ž ๐™‹๐™๐™Š๐™Š๐™ ๐™‡๐™ž๐™›๐™š๐™ฉ๐™ž๐™ข๐™š ๐™‚๐™ช๐™–๐™ง๐™–๐™ฃ๐™ฉ๐™š๐™š๐™™ ๐˜พ๐™–๐™จ๐™ ๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ
โ–ช๏ธ As early as end of 6th year of your policy, you get to receive a Guaranteed Pay Out every other year until age 100 regardless of the economic situation

2. ๐™€๐™–๐™ง๐™ฃ ๐˜ฟ๐™„๐™‘๐™„๐˜ฟ๐™€๐™‰๐˜ฟ๐™Ž ๐™”๐™š๐™–๐™ง๐™ก๐™ฎ
โ–ช๏ธ You will receive money if the company declares that there is a dividend

3. ๐™ˆ๐™ช๐™ก๐™ฉ๐™ž ๐™‚๐™š๐™ฃ๐™š๐™ง๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™–๐™ก ๐˜ฝ๐™š๐™ฃ๐™š๐™›๐™ž๐™ฉ๐™จ
โ–ช๏ธ Even your grandchild will experience benefits

4. ๐™๐™ช๐™ฉ๐™ช๐™ง๐™š ๐™๐™š๐™–๐™™๐™ฎ ๐˜พ๐™ง๐™š๐™™๐™ž๐™ฉ
โ–ช๏ธ You can borrow money when you need money

5. ๐™๐™ช๐™ฉ๐™ช๐™ง๐™š ๐™ˆ๐™๐™„ ๐™๐™ค๐™ง ๐™ƒ๐™ค๐™ช๐™จ๐™ž๐™ฃ๐™œ ๐™‡๐™ค๐™–๐™ฃ
โ–ช๏ธ You can use it if you're going to loan a house

6. ๐™ˆ๐™ช๐™ก๐™ฉ๐™ž-๐™‹๐™ช๐™ฅ๐™ค๐™จ๐™š ๐™๐™ช๐™ฃ๐™™
โ–ช๏ธ You can give it as a gift, wedding fund, buy a car, build a business, property and many others

7. ๐™‡๐™€๐™‚๐˜ผ๐˜พ๐™” ๐™‚๐™ž๐™›๐™ฉ ๐™๐™ค๐™ง ๐˜ผ ๐™‡๐™ž๐™›๐™š๐™ฉ๐™ž๐™ข๐™š
โ–ช๏ธ Your family will never forget you and what you've set-up for them

๐™Ž๐™๐™„๐™๐˜ผ๐˜ฝ๐™‡๐™€ ๐™๐™Š๐™:

๐ŸŽ“ Educational Plan
โœˆ๏ธ Travel Plan
๐Ÿง“ Retirement
๐Ÿ’ต Investment

Ctto ๐Ÿ’›

Send a message for FREE CONSULTATION ๐Ÿ“ฉ


Photos from Brighter Life Hacks's post 23/07/2022

Client: What is the best Sun Life Insurance Plan?
Me: Lahat ng plans ni Sun Life maganda.The question is ano ba ang goal mo?

If you want:
๐ŸŸกPlan for your child education and guaranteed cash value
Go to SUN SMARTER LIFE ELITE
See full details here: https://www.sunlife.com.ph/en/insurance/education/sun-smarter-life-elite/

๐ŸŸกPlan that generate income and protection
Go to SUN MAXILINK PRIME
See full details here: https://www.sunlife.com.ph/en/insurance/preparing-for-life-milestones/sun-maxilink-prime/

๐ŸŸกPlan that is so much affordable and at the same time will give you maximum protection
Go to SUN LIFE ASSURE
See full details here: https://www.sunlife.com.ph/en/insurance/health-protection/sun-lifeassure/

๐ŸŸกPlan that will cover you from almost all critical illnesses with money back
Go to SUN FIT AND WELL ADVANTAGE
See full details here: https://www.sunlife.com.ph/en/insurance/health-protection/sun-fit-and-well/

Plans are created with different goals, life stage and client needs. If di mo alam if ano plan swack sayo, TARA USAP TAYO.
Pag usapan natin ano ba ang plan na babagay sayo.
Connect with me on messenger: https://m.me/ritzkawaaiie

Let me help you choose a plan that suits your needs, budget, and goals.



18/07/2022

BENEFITS OF VUL

Get insured and invest at the same time through VUL products.
It is one way to balance risk and reward in your investment portfolio by diversifying your assets.
Diversification is the practice of spreading your investments around so that your exposure to any one type of asset is limited.

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Click here to claim your Sponsored Listing.

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