Lex Financial Service

Affordable TERM plan for as low as Php 43.00* a day?

Choose FlexiProtect!!

You may get substantial protection coverage of at least Php 2,605,523 million for 5 years or one time.

and you may also enjoy guaranteed renewability or convertibility of your plan. and you can also add an additional supplementary benefit like;
- Critical illness rider
- Secure (accident protection)
- Protector plus

to complete the PROTECTION coverage that you need!

Message us now to know more...

Start protecting what matters you most in this month of July!

Remember:
It’s About Your Life, Not Just Your Money.

Send us message now for free quotation..

AXA CLAIMS RELEASE:

As I remember this client applied to me a Mylifechoice plan last November 2022, MONTHLY PAYMENT Php1,500 and it was her Girlfriend who message me for the inquiries and application. because this client is unable to meet up with me due he is preparing for his boarding to the SHIP.
kasi SeaFarer sya. kaya yung Girlfriend nya lang yung nakipag meeting sakin.

SUDDENLY. after ng ilang months nang pag trabaho sa Barko.. sa kanyang pag baba, he and his girlfriend got on TRAGIC ACCIDENT sa motor while nag ra rides sila.

sa kadahilanan na he lost the ability to continue his career as Seafarer. because he lost some part of his body due of critical condition na nang yari sa kanya noong na aksidente sila.
na nag resulta sa pagiging permanent DISABLE.

I felt sorry for him and to his family kasi sya yung inaasahan ng family nya tapos ganito pa yung nang yari,

after a few months he remembered na may insurance pala sya na nakuha sakin at yun ang Mylifechoice Plan.. so they rushed on the nearest office in their place and asking if they can applied for claims even its been too long na hindi nila naalala na mag process..

so ive received an email from my BOS sir Reymon, na meron akong client na nag request claims.. so i do my part together with sir mon to help the beneficiaries ang the insured to process their claims.
ive message them and sent the document that they need to comply and also sir mon doing his job as well to support this claims..

medyo tumagal yung process dahil may mga additional document needs ang company to proof the claims is legit.

last week ive received a message that the claims is successful approved.
so ive message his girlfriend to inform the family about the latest updates.

we expect only 240,000 lang yung ma rerelease buti nalng ni review ulet ng life claims department yung claims,
at nakita nila na pasok sa Critical condition benefit yung claimant. dahil nga na critical yung condition nya.

so instead na 240,000 naging 491,105.72 yung matatanggap ng Claimant.

Disability benefit: 240,000
Return of premium: 11,105.72
Critical Condition benefit: 240,000

in total of Php 491,105.72

Big thanks to those who help us for this claims
Big thanks to God almighty
Big thanks sa trust ng family ng claimant saamin

in this TESTIMONY: AXA proves that no matter what happen to our valued client, the company will do the best thing to provide the best quality of assistance that our client needs in times of Unexpected happens.

``7 REASONS KUNG BAKIT KAILANGAN NATIN MAG FINANCIAL PLANNING!``

01 - TO SAVE UP FOR EMERGENCY FUND:
- lahat tayo ay dapat may naitabi para sa panahon ng pangangailangan.
hindi natin maiiwasan na may mga pangyayaring hindi kanais-nais,
so just incase na dumating yung mga panahonng pangangailangan
meron tayong dudukutin.

02 - TO BE ABLE TO INVEST AND GROW YOUR MONEY:
- sino ba saatin ang ayaw mag palago at mag payaman?
sino ba saatin ang ayaw guminhawa ang buhay at mag-hirap forever?

03 - TO BE ABLE TO AFFORD THE LIFESTYLE YOU PLANNED:
- Lahat naman tayo ay may mga pangarap.
Makabili ng bahay,sasakyan, mag-travel abroad.
Pero lahat yan ay may katumbas na pera.

04 - TO BE ABLE TO ENJOY THE FRUITS OF OUR LABOR:
- Mahirap mag-enjoy kung parati tayong kapos.
Mahirap mag-enjoy kung yung ipinagbibili mo ay galing sa hiram.
Mas mag e-enjoy tayo kung alam natin na at the end of the month
wala tayong babayaran na utang.

05 - TO BE A BLESSING TO OTHERS:
- Alam mo bang masarap sa pakiramdam na makatulong sa kapwa?
tandaan natin palagi na tayo ay pinagpala ng Diyos para maging
pagpapala sa iba.

06 - TO BE ABLE TO HAVE A "PEACE OF MIND"
- Kung may ipon tayo, mayroon tayong peace of mind.
hindi tayo kinakabahan at nag-aalala para sa ating kinabukasan
may pagkukuhanan tayo sa oras ng pangangailangan.
at hindi na natin kailangang mag fundraise ng financial
support sa gobyerno o sa mga kaibigan.

07 - TO BE ABLE TO FINANCIALLY PREPARED FOR YOUR FUTURE:
- Hindi habambuhay malakas ka.
Hindi habambuhay may trabaho ka.
Hindi habambuhay may pag kakakitaan ka.
Ngayon palang ay simulan mo nang mag-ipon para saiyong kinabukasan
mag apply ng mga assurances at insurances para palagi kang handa
sa iyong pag tanda at hindi ka magmukhang kawawa balang araw.

Ayon kay Idol Chinkee: "Kung gusto gagawa ng paraan, kung ayaw
maraming Dahilan."

Ikaw, ano ang iyong dahilan? O handa ka na ba gumawa ng paraan?

10 DAHILAN KUNG BAKIT WALANG IPON ANG MARAMING PILIPINO

1. One- Day Millionaire Mentality
2. Masyadong Maluho
3. Masyadong Mabait
4. Kuntento na lang sa kung ano ang meron
5. Kulang o hindi sapat ang suweldo
6. Walang pangarap o financial goals sa buhay
7. Mamaya na o Saka na Habit
8. Ningas Kugon
9. Hindi alam kung paano mag-ipon
10. Feeling ng iba, entitled sila palagi sa Success ng Kapamilya

ALAM NYO BA NA OUT OF 100% OF FILIPINO, ONLY 1% LANG ANG NAKAPAG SECURED NG FUTURE NILA?
AND MOST OF 99% WALANG IPON!

TIPS: UGALIING MAGING FINANCIAL LITERATE PARA MAGING READY SA KAHIT ANOMANG SAKUNA ANG DUMATING!

Did you know?
The prevailing high incidence of early to late-stage life threatening critical conditions, such as CANCER/STROKE/HEART ATTACK makes it more challenging for customers to recover physically and financially if they are UNPROTECTED.

WHY?
#1 There are 184 cases per day of diagnosed tumor whether cancer-related or not.

➡️ The cost of removing benign or suspected malignant tumor is at least Php 20,000 depending on where the cyst is located and where the procedure is done, "Excluding Doctors' fee"

#2 As of 2024 data, 1 filipino develops chronic renal failure every hour.

➡️ And the cost for ongoing renal dialysis treatment can go up to Php 60,000 per month with transplant waiting times average to 3-5 years.

➡️ Renal transplant (kidney transplant) cost can go as high as Php 4,000,000

#3 While current ICU utilization is low, at the height of the pandemic it went as high as 76%

➡️ An average ICU confinement in private hospital can set you back Php 30,000 per night depending on case severity taking out laboratory fees, Doctor's fees, ETC.

#4 Heart attack is Phlippines number One cause of death, which accounts for 18% of mortality with 1 out of 5 people having 2nd heart attack in 5 years.

➡️ The treatment for heart condition would at least cost between Php 500,000 to Php 1,500,000 to cover confinement, diagnostics, surgical provedures, and professional fees.

#5 Cancer is the 3rd leading cause of death in the country, with breast cancer posting the
highest incidence among 197 countries.

➡️ the cost of chemotherapy at present can be at least Php 100,000 per session. a patient needs at least 10 sessions, but this doesn't guarantee that cancer won't recur.

🫴These facts underscores the importance of having critical illness protection at each stage of ones's critical illness journey.

✅Financial tips: Lex Dayrit
✅Liscense #: 48333
✅AXA Financial Advisor
✅Certified Financial Advisor since 2018.

🇵🇭Don't let Unexpected emergencies drain your Future funds.
➡️ Safeguard it with our traditional participating endowment plan!
➡️which provides life protection that pays guaranteed annual cash endowments and the potential of earning dividents.
🫴Let me show you how amazing this new product that we are offering you.
🕵️‍♂️check the below summary of AXA SECURE FUTURE plan and the benefits that you can enjoy:

✔️Product name: AXA SECURE FUTURE
✔️Payment terms: 7 years
✔️Coverage term: 20 year's
✔️Death benefit: you are protected in case of untimely demise of 250% of basic sum insured.

For example:
your basic sum insured are P1,000,000 Million multiplied it by 250% and the result will be your total Death benefit
and that would be P2,500,000 Million.👨‍🏫(See? dito palang sa Life insurance hindi kana lugi diba? so lets proceed)

👍Living cash benefits:
➡️ after 7 years of paying. starting on 8th year up to the end of the 20th policy year, you will enjoy the 8% guaranteed yearly cash pay-out.
👨‍🏫(for example: yung sum insured mo ay 1million. the 8% of 1million is P80,000 so starting 8th year up to 20th year, you will received P80,000 x 13 years, so the total accumulated cash payout mo ay P1,040,000 million.)
🤯[Lugi ka pa ba?]

👍Cash Dividents:
➡️Starting 8th year upto 20th year you will also received 3% of non-guaranteed benefit that may left by AXA to accumulate interest.
👨‍🏫(for example: diba may guaranteed 8% kana mula sa sum insured na 80,000 per year plus meron kapang 3% na non-guaranteed divident na makukuha kapag maganda yung market volatility, so the 3% of 1million sum insured is P30,000 so lets assume that the entire 13 years is a succesful return of investment, hindi bumagsak yung divident, if we added the 80,000 and the 30,000 divident the total cash pay-out mo ay P110,000 per year.
if we sum it up the total funds that you will accumulate in entire 13 years is P1,430,000 million.)
🤯[lugi kapa ba?]

👍Terminal illness benefit:
➡️advance 50% of death benefit in case of diagnisis of a terminal illnesses.
👨‍🏫(50% of 2,500,000: you will received P1,250,000 million in advance)

👀At eto pa ang mas Amazing in this product.
➡️ On the maturity of the plan, if you reach the 20 year coverage and you are still alive , you can get the P1,000,000 million na sum insured.
⁉️👨‍🏫(assuming no claim has made)

❔So how much is the total benefits you received?
📑🆙(here are the summary)
✅LIFE INSURANCE: P2,500,000
✅ACCUMULATED FUNDS: P1,430,000
✅ MATURITY BENEFIT: 1,000,000
😲(your total benefits that you can enjoy is [P4,930,000])💯

by paying P5,599,00 per month or P67,188 for a year.
so the total cash that you paid for 7 years are P470,316.00
but you will enjoy the benefits worth ➡️[P4,930,000]
(diba hindi kana lugi?)👍

This quotation is based with a 38 year old client/ non-smoker
- take note the monthly premium will be different depend on the
age of the principal insured.

Financial Tips: Lex Dayrit👨‍🏫

Attention:

Good News for all seniors natin na gusto pang komuha ng Life Insurance! you still have a chance!!

AXA Offers Mylifechoice Protect 7 years to pay for only
Php 2,501!!! A plan design for Ages 60-70 years old

Protect your family from financial burden in case of unexpected circumstances

PROTECTION BENEFITS:
* LIFE-SUM INSURED: PHP 450,000
* SECURE (IF ACCIDENTAL DEATH): PHP 450,000
* TOTAL DEATH BENEFIT: PHP 900,000
* UP TO AGE 90 OF THE INSURED
* Waiver of premium and accident benefits:
Your future payments are waived in case of disablement and you will receive cash benefits for injuries due to accidents

* Level Death Benefit - provides Death Benefit equal to the Minimum Death Benefit or Account Values*, whichever is higher.

* Increasing Death Benefit - provides Death Benefit equal to Minimum Death Benefit plus Account Values.

* Minimum Death Benefit is equal to the Sum Insured, plus 125% of total Top-Up premiums paid less 125% of total partial withdrawals made.

Take note !! the coverage may be Differ depending on your Monthly Budget!

kapag mas malaki ang premium payment mo mas malaki ang coverage ng plan mo! at mas malaki ang mapupunta sa account value mo.

Remember:
All good men and women must take responsibility to create legacies that will take the next Generations to a level we could only Imagine!

Grab the offer now! Be financially secure! Protect what matters!

Message me for a free Quotation