Rica Araña - FWD Financial Wealth Analyst

"Ayaw ko ng insurance, wala naman nakaka-claim diyan eh!"

*See comment section for successful claim stories. 🧡🧡🧡

Maraming gustong magpaturo sa akin ng investing sa province namin.

Okay naman yun sa akin. Excited pa nga ako. Pero may kondisyon:
Dapat na-build na nila ang financial foundation.

Kailangan:
1. Merong healthy cash flow.
2. No consumer debt.
3. Have an emergency fund.
4. You're insured.

Sabi ko, kapag okay na ang mga yan, magtuturo na ako ng investing. Kapag kasi wala sa ayos ang foundation, guguho din ang investment.

Remember, the goal is to never disrupt compounding unnecessarily.

Here’s a very important tip when getting your very first life insurance policy:
If your budget permits, make sure your initial policy includes as many protection features as possible. Pay special attention to these added benefits:
Coverage for Critical Illness
Coverage for Accidents
Coverage for Disability

Make sure to talk to your trusted financial planner😉

According to a survey by the Philippine Statistics Authority, it turns out that over half of the P684 billion spent on healthcare came from people without insurance. That's a whopping P373 billion that individuals had to dig into their pockets for when they got sick.
This shouldn't be happening. Having health insurance allows you to pass on your medical expenses to the insurance company, making it much more manageable.
If you want to know more about the types of health insurance available for you, feel free to send me a message!

Source: https://kwik.insure/.../a-filipino-s-guide-to-buying...

Isa sa mga nagiging worries ngayon ay ang mga gastusin related to Health. One major sickness can drain our wealth. Kaya importante that we will save a part of our income to take care of wellness and also to be ready when medical emergencies happen.

That's why we are offering different Health Plans that are suitable for your needs and budget.

If you want to know more about this, feel free to send me a message! :)

🚨 𝐓𝐡𝐞 𝐂𝐨𝐬𝐭 𝐨𝐟 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬 🚨

Dealing with a critical illness is already overwhelming, but the financial burden can make it even worse. Treatment costs for serious diseases can be devastating:

💰 𝐂𝐚𝐧𝐜𝐞𝐫: ₱500,000 to ₱2,000,000+ for surgery, chemotherapy, and radiation.
💔 𝐇𝐞𝐚𝐫𝐭 𝐃𝐢𝐬𝐞𝐚𝐬𝐞: ₱300,000 to ₱1,500,000+ for hospitalization, medications, and procedures like bypass surgery.
🧠 𝐒𝐭𝐫𝐨𝐤𝐞: ₱200,000 to ₱1,000,000+ depending on severity and long-term care needs.

These expenses can quickly drain savings and leave families in debt. Protect yourself with health insurance or a critical illness plan. Prevention is key—prioritize regular check-ups and a healthy lifestyle.

💡 Stay informed, stay prepared. Share this to raise awareness! 🧡

𝐀 𝐰𝐡𝐨𝐩𝐩𝐢𝐧𝐠 𝟔𝟖.𝟒% 𝐏𝐎𝐒𝐈𝐓𝐈𝐕𝐄 𝐆𝐑𝐎𝐖𝐓𝐇 𝐟𝐨𝐫 𝐅𝐖𝐃 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬!🔥

Proud to be part of the FASTEST growing Insurance Company in the Philippines!

Why choose FWD?

🎯 We have competitive and innovative insurance products

🎯 We are no 1 in Customer Experience among insurance brands, based on KPMG's Global Customer Experience Excellence Report 2023

🎯 Customer-Centric Approach: FWD focuses on customer satisfaction by offering services that prioritize the needs and convenience of the insured.

🎯 Easy Claims Process: FWD’s claims process is designed to be hassle-free, with online claims filing and quick processing, helping policyholders access their benefits without unnecessary delays.

Congratulations FWD Philippines! 💯

🇵🇭

February 13 na, nahanap mo na ba ang iyong “THE ONE”?

Presenting the most affordable life, health and accident insurance for 18-70 years old!

Check it out and buy your “THE ONE” in minutes: https://shop.fwd.com.ph/agency/agent/10017610

You may also message me for a more comprehensive insurance coverage! Baka Ito na din ang “proposal” na hinihintay mo for valentines 🧡🤗

Yes! You read it right. Insured ka na may ipon ka pa!

Secure your future with our comprehensive insurance plan, all your coverage needs in one simple package! With FWD SmartStart and Set For Life plans, rest assured you’re covered for every step of life’s journey.

Experience worry-free coverage with a simplified insurance plan that fits all your needs.

-Insured until age 100
-Major and Minor Critical illness coverage
-Waiver of premium
- Hospitalization and ICU benefit
-Accidental Death Coverage
-Savings for education, retirement, business, etc.

FWD is #1 in customer experience!

The best time to start saving for retirement was yesterday. The second-best time is today.

No matter where you are in your journey, the most important step is getting started.

Let’s make a plan for your future! Usap po tayo 🧡