Tita Wais - Money Talks

Tita Wais - Money Talks

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For financial planning inquiries, please feel free to send me a message or contact me thru my mobile

18/01/2022

Sandwich generation are composed of the adults who are β€œsandwiched” between caring for their own families and their parents. https://bit.ly/3qzmmvS | via ONE News

29/09/2021

π—£π—”π—š π—ͺπ—”π—Ÿπ—”π—‘π—š π—”π—‘π—”π—ž, π—ͺπ—”π—Ÿπ—”π—‘π—š 𝗕𝗔𝗬𝗔π—₯π—œπ—‘?


"Hello investa I just want to share my story and also ask for some advice.

29 year old, single, wala pang anak. I have a fulltime job and small online business. May ipon at investments. Kumuha na din ako ng bahay. Fully independent from my parents pero syempre tumutulong ako sa parents ko, ako nagbabayad ng monthly utilities + allowance sa kanila.

Masaya ako sa buhay ko ngayon. Pero just last week, bigla akong naka-feel ng konsensya dahil sa chat ng tita ko. Nalubog kasi sa utang ang anak niya na pinsan ko. Gusto nila na tumulong ako sa pagbayad kasi "wala naman daw akong anak" na binubuhay. Aanhin ko daw ang pera ko.

So, pag walang anak walang bayarin? Pag walang anak, walang pangarap? Pag walang anak, dapat saluhin ang problema ng kamag-anak?

At eto pa, nagpaparinig pa sa facebook, kulang nalang ibroadcast ang pangalan ko. Na wala daw galang sa nakakatandang kamag-anak, na porket umasenso sumama ugali, etc

Tumutulong naman ako, nagpapautang ganun. Pero bigla kong na feel ang konsensya sabay ng galit. Kasi para bang kasalanan ko pa na masaya ang buhay ko? Hindi ko naman kasalanan na hindi sila marunong humawak ng pera 😭

Oo stable ako ngayon kasi madami din akong mga sacrifices before. Stable ang finances ko kasi nagtiis akong magtrabaho at mag-ipon. Tsaka naka budget ang pera ko kasi may pinag iipunan akong new business.

Kaya nga single pa ako ngayon kasi busy ako magpayaman eh 😫

Sobrang nakaka frustrate huhu May mga kamag-anak din ba kayong ganto? Anong advice niyo na gawin sa mga gantong situation? Thank you so much investa."

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HANGA KAMI SAYO, ka-Investa πŸ’™ Ang galing na at that age you are on your way to financial independence. Remember that your feelings are valid. Hindi mo naman kasi obligation na bayaran ang utang ng pinsan mo.

What can you do to help them without sending them money? Teach them how to handle their finances well. You can try referring them to (www.investagrams.com/university) or InvestaTV on Youtube. FREE lang naman ang financial lessons dito πŸ˜‰

Photos 17/09/2020

of the Day:

Kung magmamahal tayo, piliin natin yung taong may INSURANCE. Hindi yung taong puro YABANG LANG.

For more inspiring and financial tips, check this: https://rfr.bz/f14pfct


Photos from Tita Wais - Money Talks's post 08/06/2020

He wasn't my client pero he is my friend na pinush ko way back then na kumuha ng insurance with investments. It took months or many weeks before sya nag decide. Everytime magkita kami (very seldom), ang dami nya questions about investments and insurance. Kung paano ba nag eearn dito, at kung anong benefit nya dito. In fact, hesitant sya kasi he doesnt fully understand pa yung investments NOON. Sabi nya lang tiwala naman daw siya sakin na hindi budol budol yun 🀣 nirefer ko sya sa Financial advisor ko that time so he can start his own insurance and investments na.

Ngayon, eto na sya, appreciative of my pangungulit sa kanya dati. And thankful how myself and Sun Life lessen his anxieties during this pandemic. 😊 not just lessen anxieties, but secured savings (fund values) too! πŸ₯°

Congratulations friend, you chose the brighter life πŸ˜ŠπŸ˜‰

PS: proud na proud ako sa kanya. From scratch > licensed professional > wiser and bright millenial. At favorite topic namin palagi ay Savings, Investments at brighter future 🀣

08/06/2020

Sad reality in the Philippines.

Some people are more comfortable in borrowing money from their relatives and friends and asking aid from the government like PCSO rather than preparing for the future.

Do you want that to happen to you and your family? Do you want to be a burden?

Start a health and life insurance now and let me help you prepare for a brighter future β˜€οΈ

24/05/2020

KUNG HINDI KA NAMAN BUSY, A MINUTE TO READ THIS WON'T HURT.

Before, the face mask was so cheap. Ignoring, no one buys. Last March, I bought 5 pcs for Php 30.00 only. A box of 50 only in Php 300.

Ngayong may Covid19 na, a box of 50 pcs can cost Php 500 to P 1,000. But people BUY it kasi they realized na kelangan na nila.

Life Insurance looks like that. Now that we are young and healthy, we will not buy. We won't notice that because we feel that we don't need it.

But sickness, accident and death is just like Covid, unexpected.

What if the time comes when one happens, can you still buy insurance to help you and protect you?

It would be okay if we could still buy even if it's expensive like the masks we need now. So what if it's no longer possible because it's out of stock like a mask, how about you now?

When you realized that you needed it but you were not able to buy at first...



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*Reposted from Don Pasco's account 😊

15/05/2020

βœ”βœ”βœ”

26/09/2019

4 Reasons Why Planning for Retirement is Important

1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. OUR KIDS are not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.

4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80,thats 20 years worth of expenses,60 years old too far to imagine right? How about about taking a vacation for a month with no SALARY?

Let us not depend on our Company's retirement benefit. What if u lose your job or your company go bankrupt?

Learn how money can work for you.

&BeInsured




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