Erryl Bonza

Don't wait for the perfect moment or for motivation to strike.

Go get 'em! ✨️

Hindi gastos ang insurance kung pinoprotektahan nito yung future mo, pamilya mo, at pinaghirapan mo.

Mas mahal ang walang preparation kapag may emergency na. 👌

In a world where almost everything gets taxed, one thing many people overlook is this:

𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗰𝗲𝗲𝗱𝘀 𝗰𝗮𝗻 𝗵𝗲𝗹𝗽 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝗹𝘆—𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝘁𝗵𝗲 𝗴𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝘁𝗮𝗸𝗶𝗻𝗴 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝗶𝘁.

Your future self is built by the habits you choose today.

Small decisions.
Consistent actions.
Long-term impact.

𝗦𝘁𝗮𝗿𝘁 𝗻𝗼𝘄. Your future self will thank you for it. 💛

"You feel bad right now, you feel angry, you feel broken, you feel empty... this too shall pass."

Tuloy lang. Keep your heart with the Lord. Ask Him for guidance and healing. 🙏

Wealth is rarely built through one big move.

Most of the time, it’s built through simple habits repeated consistently.

𝗦𝗺𝗮𝗹𝗹 𝗱𝗲𝗰𝗶𝘀𝗶𝗼𝗻𝘀 𝘁𝗼𝗱𝗮𝘆 𝗰𝗿𝗲𝗮𝘁𝗲 𝗯𝗶𝗴 𝗿𝗲𝘀𝘂𝗹𝘁𝘀 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄.

What’s one money habit you’re working on this year?

Hindi ka nahihirapan nang walang dahilan. God is just preparing you for the next level. 💛

Most breadwinners don’t fail because tamad sila.

They fail because nobody taught them how to prepare early.

Kaya ang daming working adults na okay naman yung income… pero isang emergency lang, back to zero ulit.

𝗥𝗲𝗮𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗶𝘀𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗮𝗯𝗼𝘂𝘁 𝗲𝗮𝗿𝗻𝗶𝗻𝗴 𝗺𝗼𝗿𝗲.
It’s about building habits and protection habang maaga pa.

Kahit hindi perfect.
Kahit paunti-unti.

𝗬𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝘀𝗲𝗹𝗳 𝘄𝗶𝗹𝗹 𝗮𝗹𝘄𝗮𝘆𝘀 𝘁𝗵𝗮𝗻𝗸 𝘆𝗼𝘂 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘁𝗵𝗶𝗻𝗴𝘀 𝘆𝗼𝘂 𝘀𝘁𝗮𝗿𝘁𝗲𝗱 𝗲𝗮𝗿𝗹𝘆.

Especially when people are depending on you.

Which one are you currently working on?

“𝗛𝗶𝗻𝘁𝗮𝘆𝗶𝗻 𝗸𝗼 𝗹𝗮𝗻𝗴 𝗹𝘂𝗺𝗮𝗸𝗶 𝘀𝘄𝗲𝗹𝗱𝗼 𝗸𝗼, 𝘀𝗮𝗸𝗮 𝗻𝗮 𝗮𝗸𝗼 𝗺𝗮𝗴-𝗶𝗶𝗻𝘃𝗲𝘀𝘁.”

Ganito ako mag-isip dati.

As an employee, feeling ko sakto lang lagi yung sweldo ko—rent, bills, pagkain, kaunting reward sa sarili after a long week.

Parang wala talagang space para mag-start mag-invest.

Pero habang tumatagal, napansin ko…

Kahit tumaas yung sweldo ko, parang ganun pa rin.
May pumapasok, pero may kasabay ding nito yung pagtaas ng gastos.

Mas madalas na kumain sa labas.
Mas maraming “deserve ko ‘to” moments.

And wala namang mali dun.

Pero one time, napaisip ako:

“𝗠𝗮𝘆 𝗻𝗮𝘁𝗶𝘁𝗶𝗿𝗮 𝗯𝗮 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗳𝘂𝘁𝘂𝗿𝗲 𝗸𝗼?”

Dun nag-shift yung perspective ko.

Hindi naman pala kailangan hintayin na lumaki yung sweldo bago magsimulang mag-invest.
Kasi minsan, habang hinihintay mo yun… tumataas din yung lifestyle mo.

So ang ending, same situation—ibang numbers lang.

Kaya instead of waiting, nag-start ako. Kahit maliit. Kahit hindi perfect.

Hindi siya malaking amount agad.
It’s about 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗵𝗮𝗯𝗶𝘁.

Kasi darating yung time na hindi ka na pwedeng umasa lang sa sweldo.

At mas okay na may nasimulan ka na, kaysa dun ka pa lang maghahabol.

If you're working and feeling mo “hindi pa enough yung sweldo” para mag-invest, I get you.

Pero baka hindi mo kailangan ng mas malaking sweldo—baka 𝗸𝗮𝗶𝗹𝗮𝗻𝗴𝗮𝗻 𝗺𝗼 𝗹𝗮𝗻𝗴 𝗻𝗴 𝗺𝗮𝘀 𝗺𝗮𝗹𝗶𝗻𝗮𝘄 𝗻𝗮 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗽𝗼𝗶𝗻𝘁.

Message mo lang ako if you want a simple and practical way to start. Walang pressure—kwentuhan lang muna. 👌