Our goals can only be reached through the vehicle of a plan, in which we must fervently believe, and upon which we must vigorously act.
There is no other route to success. - Pablo Picasso
12/06/2024
πππ©π©π² ππ§πππ©ππ§πππ§ππ πππ² π΅π
May this day be a reminder of the courage and sacrifices of the heroes who fought for the country's freedom and a celebration of the values that make our nation strong and vibrant.
09/06/2024
Grace Over Grind!
Blessed Sunday Everyone
26/06/2021
Are You Ready to Save Your Salary? Have you found it super-duper challenging to set financial boundaries?
In a nutshell, itβs a spending plan where 50% of your take-home pay goes toward Needs, 30% goes toward Savings & Debt, and the remaining 20% on whatever you please (aka Wants). Ready for the full breakdown?
Needs (50%)
These are the must-haves: the things you absolutely need to get by in the day to day.
Examples: rent, utility bills, health insurance premiums, groceries, a mass transit pass, gas for your car.
Wants (30%)
This is the fun bucket: all the things you enjoy but arenβt necessarily essentials.
Examples: eating out, clothes, cool gadgets, money spent on hobbies, fiber optics internet, that Netflix subscription.
Savings & Debt (20%)
Here, weβre talking about all things related to savings and debt.
Examples: emergency fund, retirement account, debt payments, education (if parent) etc.
The 50/30/20 rule is a simple, golden approach that, when applied, can help you stay within your means and make sure and steady progress on your savings and debt payoff goals. Ready to get started? Letβs goooo!
19/06/2021
PAGPUPUGAY SA LAHAT NG DAKILANG AMA!
Salamat sa walang sawang pagmamahal
sa pamilya at sa bayan.
12/06/2021
In dreams, we plant the seeds of our future π±